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PayPal: PayPal Credit reviews

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4.90
Based on 109,039 reviews, last reviewed 17th May 2026
2683700% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good and popular form of payment Good and popular form of payment, although there are already other new, more customer-friendly companies. There is always room for improvement. Custom... Read more Reviewed on: 17th May 2026
M K's avatar
M K

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109039)

Easy to Use and Reliable Credit Service

5
PayPal Credit has been really convenient and easy to use. The application process was quick and managing payments through my account is straightforward. It’s been a helpful option for spreading the cost of purchases without hassle. Reviewed on: 18th April 2026
RAJESH D's avatar
RAJESH D

Barbie girl

5
Customer service advisors are always very helpful and pleasant. Reviewed on: 18th April 2026
Babydoll 's avatar
Babydoll

Really good service best I’ve ever used

5
Really good service best I’ve ever used Reviewed on: 18th April 2026
Karl b's avatar
Karl b

Never an issue when paying with PayPal.

4
Never an issue when paying with PayPal. It's fast, easy and secure and in fact I very often refuse to pay for stuff online if it doesn’t offer PayPal as a way of payment. Reviewed on: 18th April 2026
Kris's avatar
Kris

Great Customer service support

4
Whenever I make purchases online not di they keep my payment details secure, PayPal allows also tracks my packages and send me update. Paypal also has support centre with staff to support customers too. Reviewed on: 18th April 2026
Antoniel's avatar
Antoniel

Flexibility

4
Good Flexible Options specially pay in 3 is a very good option Reviewed on: 18th April 2026
Syed's avatar
Syed

PayPal is good

5
Good all round app for money and credit Reviewed on: 18th April 2026
Dan Hibbert's avatar
Dan Hibbert

Great safe way to pay

5
Great safe way to pay - always know where my plans are up to. Reviewed on: 18th April 2026
V Freimuth's avatar
V Freimuth

Good but requires attention

5
: It’s useful for managing larger purchases over time. The app is clear, but you need to keep track of payments to avoid interest. So far, my experience has been good Reviewed on: 18th April 2026
farzaneh M's avatar
farzaneh M

Never had a problem

5
Never had a problem, convenient, safe, and easy to use. Different options on how you want to make payments, all in one, pay in three, or PayPal credit, all are good options and work well for different situations. Reviewed on: 18th April 2026
Will's avatar
Will

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