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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,087 reviews, last reviewed 17th May 2026
2685950% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always pay by paypal if I can I particularly appreciate the paypal guarantee for when you have issues with a purchase or seller. Reviewed on: 17th May 2026
Caroline H's avatar
Caroline H

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109087)

Paypal are just the best!

5
Paypal have always provided a variety of payment options which have proved very useful. They deal with queries efficiently and quickly. It is always easy to contact them and they are very professional in their aporoach to customers. Reviewed on: 18th April 2026
Janis M's avatar
Janis M

Superb Experience, easy to use, even fully supportiv...

5
Superb Experience, easy to use, even fully supportive during refunds and returns when products maybe haven’t been listed entirely genuinely or correctly on a company website. Would highly recommend! Reviewed on: 18th April 2026
Sam C's avatar
Sam C

Easy setup

5
Easy setup, allow me to quickly set when I needed Reviewed on: 18th April 2026
Ox's avatar
Ox

Life Saver

5
PayPal credit has been a life saver to help me split down large investment purchases, meaning I can make use of the 4 months 0% interest and mange my money more effectively. Reviewed on: 18th April 2026
Becky Williams's avatar
Becky Williams

I want to cancel my credit limit but can't find...

5
I want to cancel my credit limit but can't find option Reviewed on: 18th April 2026
Ranjit K's avatar
Ranjit K

Good, the word of the gods.

5
Good, very good. Almost too good. But still good. Not bad, not great, good. Good is the word I would use to describe it. No other word would do on this current context. Maybe on another life I would use another word. But who am I to play god? No, not god. Good. A slight slip of the tounge there perchance? No, no.... Good is the word I would use. Reviewed on: 18th April 2026
The good's avatar
The good

PayPal has been my main method of payment for online...

5
PayPal has been my main method of payment for online purchases and for receiving money for years. Even though I have the funds to pay for items in full, I frequently use the pay in 3 method to soften the blow or to not feel like I’m spending too much in one go. I think it’s fantastic. Reviewed on: 18th April 2026
Karen 's avatar
Karen

Paypal has many features with great perks and easy t...

5
Paypal has many features with great perks and easy to use and navigate. Pay in 3 and over four months is very useful. Also the new debit and credit cards are a great new addition with the added bonus now of points you earn which you can then spend. Reviewed on: 18th April 2026
Blitzwilf 's avatar
Blitzwilf

Good with major caveats

3
I like almost all features of PayPal. However, not allowing you to convert your own received money through your bank provider is a big downer. Also, the delays in the online deposits to appear in your account is unreasonable and confusing. I often loose track of activity on the app, especially for PayPal credit. Thanks Reviewed on: 18th April 2026
J C's avatar
J C

Good value for money and always there when is needed

5
Good value for money and always there when is needed Reviewed on: 18th April 2026
Darius 's avatar
Darius

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