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PayPal: PayPal Credit reviews

4.90
Based on 109,124 reviews, last reviewed 17th May 2026
2687600% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use Paypal Credit regularly I use Paypal Credit regularly for my business needs and it is efficient and quick. Communication and clear, regular updates on my payments and balance... Read more Reviewed on: 17th May 2026
helen s's avatar
helen s

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109124)

Very easy to use with automated repayments, good com...

5
Very easy to use with automated repayments, good communications and digital app. Reviewed on: 18th April 2026

Credit card offer amazing 4 months interest free gav...

5
Credit card offer amazing 4 months interest free gave me a hand at a difficult time Reviewed on: 18th April 2026

Easy and simple to use.

5
Easy and simple to use.l would highly recommend Reviewed on: 18th April 2026

Simple plans easily tracked.

5
Simple plans easily tracked. Massive flexibility. Reviewed on: 18th April 2026

Easy and safe process for buying on line.

5
Easy and safe process for buying on line. Dispute process is easy to navigate and resolved quickly Reviewed on: 18th April 2026

Very good customer service, answers ptomptly and eff...

5
Very good customer service, answers ptomptly and efficient Reviewed on: 18th April 2026

I'm very happy with all services from PayPal!

5
I'm very happy with all services from PayPal!!! Reviewed on: 18th April 2026

Excellent

5
Excellent. Quick. Simple. Would recommend. Reviewed on: 18th April 2026

Amazing service

5
I have used PayPal Credit to multiple purchases, including flights and Christmas presents. It makes life so much easier and less stressful knowing I have 4 months to pay off the credit. Reviewed on: 18th April 2026

PayPal credit will help you when I can

5
PayPal helps people to get things they can't afford properly. But took paper credits being around is a great help Thank you very much for paypal credit Reviewed on: 18th April 2026

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