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PayPal: PayPal Credit reviews

4.73
Based on 181,125 reviews, last reviewed 18th Aug 2026
15% increase in 5 star reviews
in the past 90 days
30% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026
Mariya B's avatar
Mariya B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181125)

Reliable and excellent service.

5
Reliable and excellent service. Hassel free..always quick to answer questions. Reviewed on: 1st July 2026

Felt comfortable and valued respected and supported

4
Felt comfortable and valued respected and supported Reviewed on: 1st July 2026

Love the concept from PayPal of paying in installmen...

5
Love the concept from PayPal of paying in installmentIt helps a lot when I am broke and still can buy and pay later Reviewed on: 1st July 2026

Payments sorted no fuss

5
Dependable payment platform with added security and flexibility. Been a customer for many years and never had an issue. Reviewed on: 1st July 2026

Affordable.

5
Paypal makes purchases affordable. Easy to.navigate Reviewed on: 1st July 2026

PayPal is so reliable and easy to use!

5
PayPal is so reliable and easy to use! They are honest and straightforward! Never any issues! Reviewed on: 1st July 2026

Satisfied with PayPal products.

5
Satisfied with PayPal products. The zero percentage repayment options are great to spread the costs of purchases. Reviewed on: 1st July 2026

Great easy to use and safe safe way forward

5
Great easy to use and safe way forward Reviewed on: 1st July 2026

I’ve been with PayPal many years and always felt pro...

5
I’ve been with PayPal many years and always felt protected Reviewed on: 1st July 2026

Always helpful when you phone - explain everything c...

5
Always helpful when you phone - explain everything clearly, good customer service Reviewed on: 1st July 2026

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