Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181125 reviews)

View other PayPal products

4.73

Based on 181,125 reviews, last reviewed 18th Aug 2026

15% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181125)

PayPal is robust and sold

Never had a problem with PayPal always good and reliable Reviewed on: 1st July 2026

I just love PayPal!

I just love PayPal! It's handy and you're always looked after well. Reviewed on: 1st July 2026

I’m super happy with PayPal

I’m super happy with PayPal — I use it for most of my shopping and it’s always been smooth. Never had any issues, and support always replies. Totally recommend. Reviewed on: 1st July 2026

Pay in 3 and PayPal credit allows you to buy and spr...

Pay in 3 and PayPal credit allows you to buy and spread the cost when needed. Reviewed on: 1st July 2026

Quick payments and transfers , App very easy to use .

Quick payments and transfers , App very easy to use . Reviewed on: 1st July 2026

Love using PayPal for all my purchases.

Love using PayPal for all my purchases. Knowing its safe and secure with added peace of mind you have the support from the customer service team. Having flexible ways to pay really suits my needs whether that be having that little longer to pay or just breaking it up into smaller payments its really useful Reviewed on: 1st July 2026

Quick response easy to use I love the pay...

Quick response easy to use I love the pay in 3 option Reviewed on: 1st July 2026

Useful and cool points system, great for sending and...

Useful and cool points system, great for sending and receiving money hassle free Reviewed on: 1st July 2026

My trusty pal!!!

Using pay pal everywhere,never had any issues! Reviewed on: 1st July 2026

Easy to use and customer service staff polite, court...

Easy to use and customer service staff polite, courteous and knowledgeable Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101282 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub