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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,154 reviews, last reviewed 17th May 2026
2689050% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and always reliable to use. Easy and always reliable to use. Keep me updated Reviewed on: 17th May 2026
Carrim S's avatar
Carrim S

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109154)

Love the ability to spread payments over several months

5
Love the ability to spread payments over several months Reviewed on: 18th April 2026
Kev Taylor's avatar
Kev Taylor

Everything just works.

5
Everything just works. Introduction of the card makes everything super easy as before you could only use it online. Reviewed on: 18th April 2026
Kris 's avatar
Kris

Great allrounder

5
I’ve used PayPal for many years now always been a good service the app is very easy to navigate and customer service is always ready to assist with great staff Reviewed on: 18th April 2026
Darren C's avatar
Darren C

Very clear app, well laid out.

5
Very clear app, well laid out. Fantastic range of financial services and online protection. Reviewed on: 18th April 2026
Alan's avatar
Alan

Good payment options.

5
Good payment options. Good credit facility. Poor customer response. Difficult to get individual feedback Reviewed on: 18th April 2026
Ugochukwu Nwa's avatar
Ugochukwu Nwa

Everything perfect.

5
Everything perfect. Always so easy to use. Will recommend Reviewed on: 18th April 2026
Andrew s's avatar
Andrew s

Pay with PayPal and sleep peacefully

5
I like that they monitor delivery, if I have problems with the seller, Pay Pal resolves the case without my presence regarding the refund, and many other benefits. Reviewed on: 18th April 2026
Vitalie Avram's avatar
Vitalie Avram

Reliable

5
Wouldn't use anything else for online transactions, a very reasonable service. Reviewed on: 18th April 2026
Antonio M's avatar
Antonio M

Just gets better and better

5
I have PayPal for many years and it just gets better and better. Choices for budgeting those necessary big items that crop up and also those fun things we need in life. Reviewed on: 18th April 2026
Joanna 's avatar
Joanna

Mr radev

5
The best one , I’m very happy using PayPal Reviewed on: 18th April 2026
Nikolay R's avatar
Nikolay R

Review PayPal: PayPal Credit now

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