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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109192 reviews)

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4.90

Based on 109,192 reviews, last reviewed 17th May 2026

2690800% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great way to pay and know it’s safe Great way to pay and know it’s safe Reviewed on: 17th May 2026

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109192)

Easy to use and good offers available on larger purc...

Easy to use and good offers available on larger purchases Reviewed on: 18th April 2026

Provider has always been fair which is an important...

Provider has always been fair which is an important principle Reviewed on: 18th April 2026

I use PayPal for most of my online purchases.

I use PayPal for most of my online purchases. I know if anything went wrong they are there to fight your corner.. The customer service is excellent Reviewed on: 18th April 2026

Friendly and easy finance

I have used PayPal Credit for close to 8 years and spread payments for important purchases, interest-free. I also use the PP Credit card with Apple Pay and accrue points which give me further discounts. Any time I needed assistance, the phone is picked up quickly and the reps offer instant solutions. Reviewed on: 18th April 2026

Always helpful when there's a problem

Always helpful when there's a problem Reviewed on: 18th April 2026

A secure and confident way to make purcahses

Its a very simple and easy way to make purchases. Pay in 3 spreads your payments allowing you to better manage payments monthly. Pay in 4 months interest free helps when you need a little extra time but want to avoid paying anything more than your original purchase. Its all secure, and you can feel confident you have backup if there are problems with your purchase. Reviewed on: 18th April 2026

A great finance option clear and simple to use the a...

A great finance option clear and simple to use the app works very well and the security gives peace of mind Reviewed on: 18th April 2026

PayPal is Great.

PayPal have it all trusted site to make life easier. Easy payments and all done by direct debit. Refunds are automatically sent back and easy statements to understand account. would recommend to family and friends Reviewed on: 18th April 2026

My paypal experiance

Have had no problems with paypal has always been really easy to use Reviewed on: 18th April 2026

Always a simple procedure.

Always a simple procedure. Very good website and app. Never any dramas. Reviewed on: 18th April 2026

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