Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181125 reviews)

View other PayPal products

4.73

Based on 181,125 reviews, last reviewed 18th Aug 2026

15% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181125)

love paypal, wish more people used it

love paypal, wish more people used it Reviewed on: 1st July 2026

Paypal Credit has help me and i particularly like th...

Paypal Credit has help me and i particularly like their payment options Reviewed on: 1st July 2026

Pay pal every time

I Enjoy the flexibility pay pal gives me Reviewed on: 1st July 2026

Great way to spread payments

Really easy process, only disappointed when there are companies that don’t offer PayPal Reviewed on: 1st July 2026

Good system service could be better and less automated

Good system service could be better and less automated Reviewed on: 1st July 2026

Credit Card Scam! Very Unhappy, And Now In Debt!

I've Been paying off my PayPal credit card bill. I had Three pay over 12 months and Eight pay in 4 month bills. I was Spend over £200 each each time trying to pay off, "my pay in 4 months" bills. But it didn't take the money off those bills. It was taking the money off my pay monthly bills. So now I owe PayPal another £2000 in apr debt. Like the fck is that fair, I was trying to do the thing right and got shafted by PayPal. Reviewed on: 1st July 2026

EXCELLENT SERVICE.

EXCELLENT SERVICE.. INTEREST FREE CREDIT.. Reviewed on: 1st July 2026

very good experience very easy to use and very affor...

very good experience very easy to use and very afford able and suit able payments of terms Reviewed on: 1st July 2026

PayPal Credit gives you an excellent option to pay f...

PayPal Credit gives you an excellent option to pay for goods or services and pay for it later. Reviewed on: 1st July 2026

Many years of purchasing have made me wary of buying...

Many years of purchasing have made me wary of buying online ,but with PayPal I'm know I'm covered and they have helped me numerous times. Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101282 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub