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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181125 reviews)

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4.73

Based on 181,125 reviews, last reviewed 18th Aug 2026

15% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181125)

PayPal has been a great and trustworthy way to spend...

PayPal has been a great and trustworthy way to spend online. Reviewed on: 1st July 2026

A* experience everytime.

A* experience everytime. Always smooth, and efficient. My go to always. Reviewed on: 1st July 2026

Brilliant service and very clear terms by contrast t...

Brilliant service and very clear terms by contrast to many other providers. When I present my PayPal Credit Card to pay for anything so many people are surprised that PayPal offer a card. Highly recommend PayPal! Reviewed on: 1st July 2026

PayPal does what it says on the tin very reliable an...

PayPal does what it says on the tin very reliable and trustworthy Reviewed on: 1st July 2026

Easy to use.

Easy to use. Love being able to spread payments. Reviewed on: 1st July 2026

Amazing flexibility and service - never any issue wi...

Amazing flexibility and service - never any issue with customer service Reviewed on: 1st July 2026

I used the credit and set it to pay the £5 each mont...

I used the credit and set it to pay the £5 each month but it took £5 out of my bank instead of my paypal wallet. then when the date went over, it didn't clear the balance. Very confusing Reviewed on: 1st July 2026

Perfect every time never any problems at all

Perfect every time never any problems at all Reviewed on: 1st July 2026

Syncronized and smootly connected to the best reward...

Syncronized and smootly connected to the best rewarded experience Reviewed on: 1st July 2026

It was easy to apply for and had affordable payments...

It was easy to apply for and had affordable payments to repay. It is responsible too so you cannot borrow too much Reviewed on: 1st July 2026

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