Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,227 reviews, last reviewed 17th May 2026
2692300% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic app Easy to use app and any issues are responded to quickly Reviewed on: 17th May 2026
Debbie S's avatar
Debbie S

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (109227)

I always rely on PayPal and they never let me...

5
I always rely on PayPal and they never let me down Reviewed on: 18th April 2026
Claire B's avatar
Claire B

It was excellent i love using paypal

4
It was excellent i love using paypal Reviewed on: 18th April 2026
Dilan Maharjan's avatar
Dilan Maharjan

PayPal is great

5
I have used PayPal for many years and I am wholly satisfied with my experience Reviewed on: 18th April 2026
Yvonne D's avatar
Yvonne D

Paypal credit review

5
My experience with Paypal credit has been excellent. I had an issue with a missed payment and PayPal contacted me to check if I had an issue. There was a charge applied but PayPal were great and after explaining why it was missed they even refunded the charge. Fantastic customer service. I highly recommend PayPal Reviewed on: 18th April 2026
S Fin's avatar
S Fin

good provider

5
good. i always use paypal for most of my transactions Reviewed on: 18th April 2026
abbie s's avatar
abbie s

Fantastic Service

5
Great service easy access and 4 months interest free can login and pay anytime use anywhere Reviewed on: 18th April 2026
MG's avatar
MG

PayPal has helped me increase my credit score and sp...

5
PayPal has helped me increase my credit score and spread the costs to make life easier Reviewed on: 18th April 2026
Zanman's avatar
Zanman

Great service, good quality, fast and secure

5
Great service, good quality, fast and secure Reviewed on: 18th April 2026
Nicolae A's avatar
Nicolae A

Its great Solution if you Experience Temporary lack...

5
Its great Solution if you Experience Temporary lack of money or need unexpected purchase. Mamy times it literally save me especialy when my washing machine decided die, than first time i apply for pay pal credit and it was the best decision i made. Reviewed on: 18th April 2026
Dominika K's avatar
Dominika K

PayPal is an excellent service.

5
PayPal is an excellent service. Customer service and easy to get hold of and always sort any issues Reviewed on: 18th April 2026
Louise 's avatar
Louise

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill