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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181125 reviews)

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4.73

Based on 181,125 reviews, last reviewed 18th Aug 2026

15% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181125)

Very quick to help PayPal are very helpful and they...

Very quick to help PayPal are very helpful and they sort out any issue you may encounter thank you to all at pay pal Reviewed on: 1st July 2026

I'm very satisfied because you can buy something for...

I'm very satisfied because you can buy something for yourself and in installments, you can pay monthly, Reviewed on: 1st July 2026

Great for making payments

Very easy to use and straightforward, feels very safe to use Reviewed on: 1st July 2026

There are a good range of retailers accepting PayPal...

There are a good range of retailers accepting PayPal as a method of payment. It also helps being able to spread the payment across months. Reviewed on: 1st July 2026

Unhelpful customer service first time round , you ne...

Unhelpful customer service first time round , you need to persist to get an agent with common sense to help you out … Reviewed on: 1st July 2026

Fast, Secure and Reliable Payment Service.

I’ve been using PayPal for a while now, and it has consistently been a reliable way to send and receive money and make online purchases. The app is easy to navigate, transactions are usually processed quickly, and I appreciate the added security of not having to share my card details with every retailer. The buyer protection also provides extra peace of mind when shopping online. While some fees, particularly for international transactions, can be a little high, the overall convenience and security make PayPal a payment service I trust and would happily recommend. Reviewed on: 1st July 2026

Easy to use no hidden costs and helped me make a lar...

Easy to use no hidden costs and helped me make a large purchase Reviewed on: 1st July 2026

Always use PayPal

Always use PayPal for online purchases as I trust PayPal Reviewed on: 1st July 2026

Generally ok until I became a victim of coordinated...

Generally ok until I became a victim of coordinated bank scam which affected my PayPal credit account. I felt like PayPal did not have a duty of care concerning my case and did not provide sufficient assistance to help resolve the matter. Reviewed on: 1st July 2026

It’s come in handy!

It’s come in handy! It’s helped me in many ways Reviewed on: 1st July 2026

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