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PayPal: PayPal Credit reviews

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4.90
Based on 109,269 reviews, last reviewed 17th May 2026
2694350% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All way use PayPal for my online purchase All way use PayPal for my online purchase Reviewed on: 17th May 2026
Peter K's avatar
Peter K

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109269)

I'm very happy everytime I use it.

5
I'm very happy everytime I use it. Reviewed on: 18th April 2026
Maria M's avatar
Maria M

No hassle and easy to useNo hassle and easy to No ha...

5
No hassle and easy to useNo hassle and easy to No hassle and easy to use . Reviewed on: 18th April 2026
Darwin Q's avatar
Darwin Q

Brilliant

5
Easy to deal with ,good communication ,just works so well Reviewed on: 18th April 2026
neil f's avatar
neil f

Key-Credit-Service

5
Paypal is my go-to 'Key-Credit-Service-Facility'. It opens doors to purchasing items on ebay & TKMAXX's website that I would otherwise be unable to or hold-back from purchasing due to my financial limitations despite working very hard all my adult life. The Pay in 3 facility has made possible the unlikely & Paypal Credit has made possible the impossible as it's difficult for me in my circumstances to build up savings to serve as my own spending reserve. It's very easy to use, clear & attractive with special offers thrown into the bargain. It truly is my "Paypal"; a valuable aid & key to opening life improvements & enhancements in my personal economy ! Reviewed on: 18th April 2026
Andrew W's avatar
Andrew W

Good overall, adding a credit card option is welcome.

4
Good overall, adding a credit card option is welcome. But takes a few days to clear transactions. Reviewed on: 18th April 2026
Thi Han Zin's avatar
Thi Han Zin

PayPal buy in three game changer

5
PayPal has helped on numerous occasions with retrieving money from none responsive customers and the buy in three is a great help in making purchases more affordable Reviewed on: 18th April 2026
ACF's avatar
ACF

I feel safe using PayPal when ordering goods online

5
I feel safe using PayPal when ordering goods online Reviewed on: 18th April 2026
Mich's avatar
Mich

Quick, seamsless services

5
Quick, seamsless services. Payment and refund comes through in mins Reviewed on: 18th April 2026
Jozsef B's avatar
Jozsef B

So easy to use.

5
Paypal is so easy to use at checkout. The app is simple and clear. It is my go-to for credit. Reviewed on: 18th April 2026
Lisa H's avatar
Lisa H

It’s a fantastic service and easy to use whilst safe...

5
It’s a fantastic service and easy to use whilst safe and secure Reviewed on: 18th April 2026
Maria T's avatar
Maria T

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