Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,306 reviews, last reviewed 17th May 2026
2696000% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. Whether online or i store. Different options when making payments online for purchases. Pay in 3 or pay in 4 months, etc. Shame you can't... Read more Reviewed on: 17th May 2026
Kaz L's avatar
Kaz L

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (109306)

It is a brilliant way to pay - PayPal it

5
It is a brilliant way to pay especially it providers buyers guarantee. The app is a good one showing you the necessary details you need to have control over your spending. Reviewed on: 18th April 2026
Rohit S's avatar
Rohit S

No fuss, very practical.

5
No fuss, very practical. Using the service as much as I need Reviewed on: 18th April 2026
Gian L's avatar
Gian L

PayPal lets me organise my finances in a variety of...

5
PayPal lets me organise my finances in a variety of ways that helps me afford the extra or expensive or sudden needs in life. I would be lost without it. They give great service when you call with a query, no multiple calls attempts to resolve issues. Very happy Reviewed on: 18th April 2026
JJ's avatar
JJ

PayPal, the only way I shop !!

5
PayPal gives me the opportunity to purchase luxuries and spread the cost, I use the “pay in 3” for most of my online shopping. For an impatient shopper like me, to be able to get my purchases quickly is fantastic. Reviewed on: 18th April 2026
Julie W's avatar
Julie W

Everything is secured

5
Everything is secured and smooth easy process Reviewed on: 18th April 2026
Omar's avatar
Omar

Experience in morning good phone

5
Experience in morning good phone Reviewed on: 18th April 2026
Shazad Ahmed's avatar
Shazad Ahmed

Staff are excellent always dealt with my problems wi...

5
Staff are excellent always dealt with my problems with compassion Reviewed on: 18th April 2026
Michaela R's avatar
Michaela R

Easy to use.

5
Easy to use. Keeps you updated. Excellent all round Reviewed on: 18th April 2026
Zz's avatar
Zz

I have been using Pay pal for about 4 years i would...

5
I have been using Pay pal for about 4 years i would say. Excellent service. Very friendly to navigate and plus affordable rates due to the climate now. I love it. Corks not name things without it. DEFINITELY recommend to anyone as it is much far more superior than Klarna and all the others or there. Reviewed on: 18th April 2026
Shaz's avatar
Shaz

Always been very helpful and believe that they look...

5
Always been very helpful and believe that they look after you Reviewed on: 18th April 2026
Stewart B's avatar
Stewart B

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill