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PayPal: PayPal Credit reviews

4.73
Based on 181,125 reviews, last reviewed 18th Aug 2026
15% increase in 5 star reviews
in the past 90 days
30% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026
Mariya B's avatar
Mariya B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181125)

Great options for paying for your shopping, i use pa...

5
Great options for paying for your shopping, i use pay in 3 all the time. PayPal credit have me credit limit with less interest Reviewed on: 1st July 2026

Paypal could do better by allowing realtime transact...

3
Paypal could do better by allowing realtime transaction payments on it's platform Reviewed on: 1st July 2026

Very good experience and would highly recommend

5
Very good experience and would highly recommend Reviewed on: 1st July 2026

It has been easy to use and understand how to...

5
It has been easy to use and understand how to pay off Reviewed on: 1st July 2026

Easy and Accessible

5
PayPal has provided an easy accessible way to manage my money safely. Reviewed on: 1st July 2026

Can be used with so many retailers

4
Have had a PayPal credit account for a number of years now and it works with multiple retailers. Reviewed on: 1st July 2026

Satisfaction and guarantee.

5
The best company to deal with customer fairly and right amazing! Reviewed on: 1st July 2026

The most important thing for me is that I have a few...

5
The most important thing for me is that I have a few questions to ask, but I haven't been able to reach customer service. Apart from that, everything is fine; I just felt there was a need for a method to get help more quickly when I have a question. Reviewed on: 1st July 2026

The experience l had as be very helpful

5
The experience l had as be very helpful Reviewed on: 1st July 2026

Payment issues trying to send payment

3
Payment issues trying to send payment Reviewed on: 1st July 2026

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