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PayPal: PayPal Credit reviews

4.73
Based on 181,125 reviews, last reviewed 18th Aug 2026
15% increase in 5 star reviews
in the past 90 days
30% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026
Mariya B's avatar
Mariya B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181125)

All good, easy seamless transactions

5
All good, easy seamless transactions Reviewed on: 1st July 2026

I have been a PayPal member for about 10 years and i...

5
I have been a PayPal member for about 10 years and it's the only credit I do. Also the cash back on spending is amazing Reviewed on: 1st July 2026

ease of use

5
great. enjoyed the ease of use. easy to pay Reviewed on: 1st July 2026

Pay pal has always been convient to use.

5
Pay pal has always been convent to use and always very helpful when needed. Reviewed on: 1st July 2026

Easy to use

5
It is easy to use, and the fact that you are rewarded makes it an excellent financial product. Reviewed on: 1st July 2026

Easy to use.

5
Easy to use. Makes purchasing easy. App is easy to navigate and link to my account. I feel PayPal is a safer way of paying. Reviewed on: 1st July 2026

Problems solved

5
When ever I've had a problem it has been solved quickly and effectively by the staff, who are always friendly and helpful Reviewed on: 1st July 2026

Paypal credit provide an excellent service with grea...

5
Paypal credit provide an excellent service with great customer support. Reviewed on: 1st July 2026

Brilliant

5
Fast and easy reliable smooth and transitional Reviewed on: 1st July 2026

Always easy to use and available , it is good fit fo...

4
Always easy to use and available , it is good fit for me and often helps when i need to spread the costs over a little more time Reviewed on: 1st July 2026

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