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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181125)

I have been using PayPal for my online shopping for...

I have been using PayPal for my online shopping for years, and it is consistently the most reliable payment method I use. Checking out takes just a few clicks since I don’t have to type in my credit card details every single time. What I appreciate most is the peace of mind that comes with their Buyer Protection program. On the rare occasion that an item doesn't arrive or isn't as described, the dispute process has been straightforward and fair. The mobile app is clean, updates instantly, and makes sending money to friends entirely frictionless. Reviewed on: 1st July 2026

Easy payment options

One thing I really like about PayPal is that they offer four months interest-free, plus the option to pay in monthly instalments. It makes managing payments much less stressful since you don’t have to pay everything straight away. Reviewed on: 1st July 2026

It’s my everyday use card for online shopping

It’s my everyday use card for online shopping Reviewed on: 1st July 2026

Nice experience

I have a really nice experience using Paypal Reviewed on: 1st July 2026

Thank you paypal

I had to use Paypal Credit when out washing machine died and desperately needed a new one. Thankfully paypal was able to let me use Paypal Credit to get a new one. The process was quick and pain-free. Thank you Paypal. Reviewed on: 1st July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. It’s incredibly convenient, especially when I’m shopping online, and I love how smoothly it integrates with my PayPal account. The interest‑free period on larger purchases has been a real bonus — it gives me flexibility without feeling pressured. Overall, PayPal Credit has made managing my online spending easier, and I’m genuinely happy with how straightforward it’s been to use. Reviewed on: 1st July 2026

I use PayPal to manage my finances and I love it!

I use PayPal to manage my finances and I love it!!! Reviewed on: 1st July 2026

All smooth sailing.

All smooth sailing. Easy to use and navigate. Reviewed on: 1st July 2026

Love pay pal

Customer focused and exceptional customer service, easy to use. Reviewed on: 1st July 2026

Always great customer service and reassuring to have...

Always great customer service and reassuring to have payments protected with interest free options too Reviewed on: 1st July 2026

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