Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181124)

PayPal makes payments easy and secure, I've never ha...

PayPal makes payments easy and secure, I've never had any issues using PayPal. Reviewed on: 1st July 2026

I've had a positive experience using PayPal.

I've had a positive experience using PayPal. It's been easy to send and receive payments, and transactions are usually quick and straightforward. The app is simple to use, and I appreciate the extra layer of security when shopping online. Overall, it's been a reliable payment service for me. Reviewed on: 1st July 2026

So simple and easy to use helpful

So simple and easy to use never had any issues with transfers or credit in 3 Reviewed on: 1st July 2026

It's very easy to use and also very safe.

It's very easy to use and also very safe. I would recommend other users to try it. Reviewed on: 1st July 2026

really easy to set up and use.

really easy to set up and use. Website is clear and easy Reviewed on: 1st July 2026

PayPal is always there when I need it, it is a very...

PayPal is always there when I need it, it is a very handy app to have and being able to pay over a few months definitely helps Reviewed on: 1st July 2026

Helpful payments

I’ve never had any problems with PayPal and the pay in three option is a great option when money is a little tight, so you can spread the payments. Reviewed on: 1st July 2026

5 star Very convenient

Very convenient buying online easy to use and keep track of things online app Reviewed on: 1st July 2026

Saftey first and easy to use

Easy to use and safe. Most shops now accept Paypal Reviewed on: 1st July 2026

Easy to use with lots of offers

Lots of good offers for interest free credit for short time periods. Easy to use. Good connectivity on line. Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101282 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub