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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181124)

Easy to use , efficient, reliable, secure.

5
Easy to use , efficient, reliable, secure. Reviewed on: 1st July 2026

Reliable payment method

5
It’s easy to and straightforward to use PayPal. Reviewed on: 1st July 2026

Only problem I have is understanding the on line sta...

4
Only problem I have is understanding the on line statements Reviewed on: 1st July 2026

Everything is great bar one agent from customer serv...

4
Everything is great bar one agent from customer services who was rude and quite triggering when trying to understand a payment that went out. Reviewed on: 1st July 2026

Use PayPal for the convenience and knowing I’m in sa...

5
Use PayPal for the convenience and knowing I’m in safe hands Reviewed on: 1st July 2026

Great app

5
Easy to use with a good app and incentives Reviewed on: 1st July 2026

Paying for items online.

5
Many suppliers use PayPal, so it makes it easy and safe to use PayPal and PayPal credit to pay for items. Reviewed on: 1st July 2026

Better than Klarna

5
Good app. Better than Klarna. Thank you. Reviewed on: 1st July 2026

Best app

5
Safe and secure app making it stress free over online use Reviewed on: 1st July 2026

Most accessible, worry free transfers!

5
It’s super simple and easy to access- whenever I had any need to transfer money to an account, it’s amazing to just give my email address to access my Paypal account instead of sharing bank details! Amazing. Reviewed on: 1st July 2026

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