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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,418 reviews, last reviewed 17th May 2026
2701150% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to buy larger appliances and pay overtime Great way to buy larger appliances and pay overtime Reviewed on: 17th May 2026
Emma B's avatar
Emma B

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109418)

Good experience, easy to use,very good customer service

5
Good experience, easy to use,very good customer service Reviewed on: 18th April 2026
Oana a's avatar
Oana a

Great communication, easy to use.

5
Great communication, easy to use. Effective problem resolution Reviewed on: 18th April 2026
Luke M's avatar
Luke M

Excellent!!

5
Helps me to save time and money, what can ı ask more? Also now ı earn when I spend awesome! Reviewed on: 18th April 2026
ZK's avatar
ZK

Papal your No1 pal

5
PayPal app ease to use with that added protection their dispute teams if needed are extremely excellent Reviewed on: 18th April 2026
Andy 's avatar
Andy

It's easy to pay at checkout with Paypam Credit

5
It's easy to pay at checkout with Paypam Credit Reviewed on: 18th April 2026
Nina 's avatar
Nina

Perfect, reliable, easy on the go

5
Perfect, reliable, easy on the go Reviewed on: 18th April 2026
Rita P's avatar
Rita P

Lost money

5
I did not receive an order I put in a dispute and PayPal sided with the seller. I lost my money and received no order Reviewed on: 18th April 2026
juliet reid's avatar
juliet reid

Very easy and convenient to use great protection onl...

5
Very easy and convenient to use great protection online etc Reviewed on: 18th April 2026
Craig H's avatar
Craig H

They’re always helpful and sort out solutions

5
They’re always helpful and sort out solutions Reviewed on: 18th April 2026
John B's avatar
John B

Excellent to spread the cost of important puchases

5
Extremely useful for a multitude of purchases like holidays, flights, accomodation and Christmas presents to spread the payments. Reviewed on: 18th April 2026
andy2003bangor's avatar
andy2003bangor

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