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PayPal: PayPal Credit reviews

4.90
Based on 109,602 reviews, last reviewed 18th May 2026
2709750% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Seamless transactions; can have better visibility Seamless transactions; can have better visibility Reviewed on: 18th May 2026
AKP's avatar
AKP

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109602)

Excellent service.

5
Excellent service. Very easy to use and understand on the app Reviewed on: 18th April 2026

Easy payments

5
Been using PayPal for years now and find it easy for payments. The pay in 3 is useful for spreading payments and the credit card is good for larger payments over £99 being interest free for 4 months. Never had any problems. Reviewed on: 18th April 2026

easy, smooth, stress free, Love it

5
easy, smooth, stress free, Love it Reviewed on: 18th April 2026

Always very helpful.

5
Always very helpful. Any issues I've ever had they sorted straight away Reviewed on: 18th April 2026

Always a good experience making purchases, payment p...

5
Always a good experience making purchases, payment plans make repayment easier and not so much stressful on finances Reviewed on: 18th April 2026

I’ve always had no problem with PayPal

5
I’ve always had no problem with PayPal Reviewed on: 18th April 2026

Trusted and helpful

5
Have used PayPal for years now and always know my money is safe , there very quick and helpful if ever any problems or on getting refunds from shops etc , great customer service Reviewed on: 18th April 2026

Great service, good customer service.

4
Great service, good customer service. Reviewed on: 18th April 2026

Great way to pay!

5
Great way to pay for goods and services Reviewed on: 18th April 2026

Anytime I need help paypal The customer service team...

5
Anytime I need help paypal The customer service team go above and beyond to help and always solve any problems I have I can always relax when I ring cause there is not one time I havent had my query sorted out Reviewed on: 18th April 2026

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