Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

A Very Useful Facility

I really appreciate this facility. In Particular, the ease of Access, the flexibility and ability to adjust payments to suit my needs. Reviewed on: 1st July 2026

Have had PayPal credit for a few years now.

Have had PayPal credit for a few years now. It has come in handy on many an occasion without breaking the bank. Customer service is always quick to respond Reviewed on: 1st July 2026

I feel safer with PayPal

I feel safe with making payments through PayPal . Had few issues with retailers and felt better equipped at resolving them because of PayPal. Reviewed on: 1st July 2026

Just excellent.

Just excellent. Never had a single problem, years of service without issue. Plenty of options for payment, rapid transfers, easy and very secure. Reviewed on: 1st July 2026

Fantastic and helpful

I have always founf PayPal easy to use and extremely helpful if any issues arises Reviewed on: 1st July 2026

PayPal is very easy to use.

PayPal is very easy to use. I have been using it for years with ease of payment Reviewed on: 1st July 2026

I am satisfied.

I am satisfied. I recommend it. I’ve been using PayPal for about 10 years. It makes life much easier. Reviewed on: 1st July 2026

Very helpful with situations when you come across is...

Very helpful with situations when you come across issues with sellers Reviewed on: 1st July 2026

Very easy to use, and gets better all the time, lots...

Very easy to use, and gets better all the time, lots of retailers accept the PayPal option, and finally…….. gives me the independent option of when and where I use my credit options whether pay in three or longer term…. It’s been great Reviewed on: 1st July 2026

Enjoyed the service especially find the 4 month inte...

Enjoyed the service especially find the 4 month interest free repayment option helpful Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101281 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub