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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Rubbish, no human interaction change terms and condi...

Rubbish, no human interaction change terms and conditions very few months seems like a scam. Interest rate hikes no help after job loss. Pay in 3 interest free hardly offered now. Loan amount never reduces even with payments made every month. Reviewed on: 1st July 2026

Very good app and easy to use.

Very good app and easy to use. Everyone appears to accept it and had good protection if things go wrong. Reviewed on: 1st July 2026

great payment options with paypal debit earning bett...

great payment options with paypal debit earning better rewards,ease of payment by direct debit or one off payments, paypal credit with the 4 months 0% works amazingly for me. Reviewed on: 1st July 2026

I first used PayPal last year and it helped me out w...

I first used PayPal last year and it helped me out when I was in a pickle, which was awesome and a life saver. I’ve recommend it to family and friends so who have also used it and loved it just as much as me. Reviewed on: 1st July 2026

I find PayPal useful to ensure a little more securit...

I find PayPal useful to ensure a little more security when paying but I find it extremely difficult to cancel any payment immediately if I have made a mistake. It would be good if you had a 10 min timescale that allowed for immediate cancellation of payment when a mistake has been made. Reviewed on: 1st July 2026

PayPal is safe and reliable when paying for items an...

PayPal is safe and reliable when paying for items any disputes have been sorted quickly Reviewed on: 1st July 2026

Exception experiemce with PayPal

I have never had any issues with PayPal, they've been exception and chased refunds when needed. Reviewed on: 1st July 2026

10/10 there’s a reason pay is my pal

10/10 there’s a reason pay is my pal Reviewed on: 1st July 2026

I absolutely love using Pay Pal!

I absolutely love using Pay Pal! It has never disappointed me. The app is so easy to navigate and their customer service is top-notch. Reviewed on: 1st July 2026

PayPal is super easy to use and totally user oriented.

PayPal is super easy to use and totally user oriented. It's great. Reviewed on: 1st July 2026

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