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PayPal: PayPal Credit reviews

4.90
Based on 109,535 reviews, last reviewed 18th May 2026
2706700% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A few years ago my account was scanned. A few years ago my account was scanned. And I had excellent customer service support that resolved my problem very quickly. Step by step they were wit... Read more Reviewed on: 18th May 2026
Gilberto M's avatar
Gilberto M

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109535)

I am grateful for the credit amount.

5
I am grateful for the credit amount. Reviewed on: 18th April 2026

PayPal credit is easy to navigate

5
PayPal credit is easy to navigate Reviewed on: 18th April 2026

Paypal/Payfriend

5
Feeling of safety/security if paying with Paypal Credit Card Reviewed on: 18th April 2026

Useful options to pay later, great app, I like the c...

5
Useful options to pay later, great app, I like the cashback options, although the tier structure is too extreme. Reviewed on: 18th April 2026

Very happy as you get 4 months to pay for your purch...

5
Very happy as you get 4 months to pay for your purchases which is so helpful. No need to worry about interest rate as much as with other credit cards. Can be used on anything. Reviewed on: 18th April 2026

Fantastic customer service,good comunications

5
Fantastic customer service,good comunications Reviewed on: 18th April 2026

I have had the best experience using PayPal credit a...

5
I have had the best experience using PayPal credit and will recommend it highly. Reviewed on: 18th April 2026

Very good service.

5
Very good service. I've been a customer for years now. Quick , hustle free services at your fingertips. Recommended to all my friends Reviewed on: 18th April 2026

Great product

5
Easy to use. Quick transactions. Great payment options Reviewed on: 18th April 2026

Easy to use and the pay i.

5
Easy to use and the pay i. 3 is great for budgeting Reviewed on: 18th April 2026

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