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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,497 reviews, last reviewed 18th May 2026
2704950% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find this an excellent way to make purchases and s... I find this an excellent way to make purchases and spread payments out over a longer term. I am provided with good information on what I owe and when ... Read more Reviewed on: 18th May 2026
Martin C's avatar
Martin C

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109497)

Never had too many issues with PayPal.

5
Never had too many issues with PayPal. Customer service isn’t the best but credit and pay in 3 is great. Only issue I’ve had is payments being declined but my bank telling me it’s a PayPal issue and PayPal charging me Reviewed on: 18th April 2026
Birchywells1's avatar
Birchywells1

Payments are made easy with PayPal credit

5
Payments are made easy with PayPal credit Reviewed on: 18th April 2026
Paraskevas I's avatar
Paraskevas I

Everything works very well.

5
Everything works very well. Statements online full information. Reviewed on: 18th April 2026
Gordon R's avatar
Gordon R

That' s what i need

5
Great service , all i need and want from money apk Reviewed on: 18th April 2026
Lukasz M's avatar
Lukasz M

Overall good, customer service not always helpful or...

4
Overall good, customer service not always helpful or knowledgable Reviewed on: 18th April 2026
Sandra m's avatar
Sandra m

Excellent value for money as you get 3 months intere...

5
Excellent value for money as you get 3 months interest free repayment option for purchases over £100. Reviewed on: 18th April 2026
Jamil 's avatar
Jamil

Excellent customer service and flexible way to pay p...

5
Excellent customer service and flexible way to pay purchases back Reviewed on: 18th April 2026
Ade's avatar
Ade

Great service

5
Easy to use. Very happy with the service would recommend. Reviewed on: 18th April 2026
Zoey P's avatar
Zoey P

PayPal is handy to use for certain things, but I wou...

3
PayPal is handy to use for certain things, but I would prefer a reminder a day or two prior on when payment is due for PayPal credit. Reviewed on: 18th April 2026
Vicky's avatar
Vicky

Good experience, easy to use,very good customer service

5
Good experience, easy to use,very good customer service Reviewed on: 18th April 2026
Oana a's avatar
Oana a

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