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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181124)

Paypal credit review

Have used PayPal credit options for a few years now and am so happy with my experience so far. The addition of a physical card that can be used in store has also been great. It’s easy to use and the app makes managing payments simple. Reviewed on: 1st July 2026

Always quick easy payments.

Always quick easy payments. Any disputes resolved quickly. Safe secure payment method Reviewed on: 1st July 2026

Paypal is great company quick response and action

Paypal is great company quick response and action Reviewed on: 1st July 2026

Great for bigger purchases and spreading the cost, w...

Great for bigger purchases and spreading the cost, which is ideal. Reviewed on: 1st July 2026

Brilliant and very efficient and reasonable apr

Brilliant and very efficient and reasonable apr Reviewed on: 1st July 2026

I use my PayPal credit all the time to pay...

I use my PayPal credit all the time to pay online Reviewed on: 1st July 2026

fantastic customer service ..

fantastic customer service and who else gives interest free for 4 months on purchases over £100? Reviewed on: 1st July 2026

Had PayPal since day one I've always used it it's gr...

Had PayPal since day one I've always used it it's great for protecting my money and payments Reviewed on: 1st July 2026

Easy and smooth

Easy and fast payment to any purchase Reviewed on: 1st July 2026

Big fan.

I've used PayPal for about 10 years and never had any issues. More recently the additional functions have improved it even more to make it really user friendly. Reviewed on: 1st July 2026

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