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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181120)

I use paypal.

3
I use paypal.. pay later which is good for multipule expenses especially when work pay is late. It becomes move convient Reviewed on: 29th June 2026
Amara F's avatar
Amara F

The annoying things can be that they randomly stoppe...

4
The annoying things can be that they randomly stopped taking money when it was a direct debit and then charged me for it. But they are good in ways offering help like 3 months worth of pay in 3 with free interest etc. Reviewed on: 29th June 2026
Anonymous 's avatar
Anonymous

Easy to use and any issues have been successfully re...

5
Easy to use and any issues have been successfully resolved. Reviewed on: 29th June 2026
Lou's avatar
Lou

Easy to use , good interest rate and most retailers...

5
Easy to use , good interest rate and most retailers accept Reviewed on: 29th June 2026
SusanF's avatar
SusanF

I love how easy Paypal is to use.

5
I love how easy Paypal is to use. I convinient it is to get help and the low interest rate. THANKYOU Paypal for being My PAL. Reviewed on: 29th June 2026
Angel 's avatar
Angel

Very efficient service customer service are quick to...

4
Very efficient service customer service are quick to respond and resolve any issue/queries Reviewed on: 29th June 2026
Kenneth A's avatar
Kenneth A

The convenience of having a credit through PayPal is...

5
The convenience of having a credit through PayPal is win for me, especially when I'm using it to pay for book covers and my book related purchases. Reviewed on: 29th June 2026
Lisa 's avatar
Lisa

Great service helpful

5
Great service helpful and secure . Used with confidence. Great customer service care. Reviewed on: 29th June 2026
Gayle G's avatar
Gayle G

Easy to use fast, efficient and easy to manage

5
Easy to use fast, efficient and easy to manage Reviewed on: 29th June 2026
Justice Chakuvinga's avatar
Justice Chakuvinga

I have not many complaints...

4
Been a long time Paypal user and I have no complaints other than on a a very few occasions that I have used Paypal with rate conversion - It provided one of the worst rates I find. Reviewed on: 29th June 2026
Gladys D's avatar
Gladys D

Review PayPal: PayPal Credit now

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