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PayPal: PayPal Credit reviews

4.73
Based on 135,755 reviews, last reviewed 11th Jun 2026
3907700% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every time I've had a dispute, customer service has... Every time I've had a dispute, customer service has been quick and easy to contact Reviewed on: 11th June 2026
Cs's avatar
Cs

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135755)

PayPal isIT

5
Saved me many occasions! Easy to use & access. Files are easy to find and can’t as available or unavailable to you. I love how much you can use PayPalcredit on now too Reviewed on: 7th May 2026

Simple easy credit access for me

5
Simple easy credit access for me i don't want credit cards i find papal useful most places i shop. easy safe i can see exactly whats going on on my account too. Reviewed on: 7th May 2026

Every way of paying with PayPal is easy and fast, an...

5
Every way of paying with PayPal is easy and fast, and the most important thing is secure payment. Reviewed on: 7th May 2026

Super helpful

5
I've been using PayPal for years, it's great having protection for purchases and the pay later options have been a life saver at times. Reviewed on: 7th May 2026

Very easy to use.

5
Very easy to use. I especially like pay in 3. Very helpful when the economy is so stretched and bills keep on coming. Reviewed on: 7th May 2026

Brilliant fast service and covers you for any fraudu...

5
Brilliant fast service and covers you for any fraudulent charges Reviewed on: 7th May 2026

Easy to use

5
PayPal is easy to use and helps me split payments when I need to Reviewed on: 7th May 2026

Honestly was hesitant at first but really easy to us...

4
Honestly was hesitant at first but really easy to use and navigate, has saved me so many times and it’s just reassurance you have four months to pay for stuff especially in an emergency. Reviewed on: 7th May 2026

Cash flow help

5
Allowed me to pay over a period of time thereby helping my cash flow Reviewed on: 7th May 2026

Secure, reliable and easy to use app

5
Secure, reliable and easy to use app Reviewed on: 7th May 2026

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