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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,865 reviews, last reviewed 11th Jun 2026
3912800% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply all online speedy set up Easy to apply all online speedy set up Reviewed on: 11th June 2026
Carol's avatar
Carol

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135865)

Simple and good

5
Really great service for good price Reviewed on: 7th May 2026
M L's avatar
M L

Excellent service and easy to use

5
Excellent service and easy to use Reviewed on: 7th May 2026
Steven C's avatar
Steven C

Very helpfull for me and my family

5
Very helpfull for me and my family Reviewed on: 7th May 2026
Cosmin M's avatar
Cosmin M

Excellent overall.

5
Excellent overall. Like with many eservices companies these days can be a challenge to get help without going around in circles on self hep/faq and chatbot Reviewed on: 7th May 2026
Juan G's avatar
Juan G

Paypal is great way to manage spending

5
Very easy to use and manage your spending. I really like the pay in 3 and the paypal credit which allows you to spread the cost and also earn points as you spend. Reviewed on: 7th May 2026
Waj H's avatar
Waj H

PayPal is a brilliant payment service

5
PayPal is a brilliant payment service Reviewed on: 7th May 2026
Alex S's avatar
Alex S

Given Financial flexibility.

5
Given Financial flexibility. With paypal credit. Reviewed on: 7th May 2026
Mack Koroi's avatar
Mack Koroi

All positive

5
All positive . Good service . Can’t say anything negative Reviewed on: 7th May 2026
Colin C's avatar
Colin C

Very helpful any time I need to buy something I thin...

5
Very helpful any time I need to buy something I think of PayPal first because it’s save way to pay Reviewed on: 7th May 2026
Helen A's avatar
Helen A

Easy access

5
Easy access and easy to use in any retailer shops . Apps always updated your balances Reviewed on: 7th May 2026
Jon A's avatar
Jon A

Review PayPal: PayPal Credit now

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