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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Paypal is a very efficient way to pay

Paypal is a very efficient way to pay with several options available to meet your particular requirements while ensuring that your credit card number is never registered on a seller's site avoiding risk of it being lost to hackers of the seller's site such as the M & S scenario. Reviewed on: 29th June 2026

I have a good experience with PayPal.

I have a good experience with PayPal. I always trust them. Reviewed on: 29th June 2026

PayPal is always my preferred option.

PayPal is always my preferred option if it is an option, I like the security it comes with, pay later options and refunds are always quicker. Reviewed on: 29th June 2026

Everything runs smoothly.

Everything runs smoothly. The process is easy and all managed on the app without a hitch. Reviewed on: 29th June 2026

Been using PayPal for several years

Been using PayPal for several years and find it reliable way of doing my purchases. Now with the credit card I have even more flexibility. Reviewed on: 29th June 2026

The customer service is superb with minimal wait time.

The customer service is superb with minimal wait time. And also, the credit application to approval pipeline is so smooth and straightforward compared to other lenders. I am impressed. Reviewed on: 29th June 2026

Easy to use, with customer protection

Easy to use, with customer protection Reviewed on: 29th June 2026

Good very quick response from team

Good very quick response from team Reviewed on: 29th June 2026

PayPal credit has meant I can afford to buy that bar...

PayPal credit has meant I can afford to buy that bargain on eBay! And I can afford Xmas and birthdays and then spread the cost. Reviewed on: 29th June 2026

My PayPal experience

I have had an account with PayPal for quite a while now cannot remember exactly how long, I have never had any problems with them, the service is always excellent and efficient I would highly recommend' Reviewed on: 29th June 2026

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