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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,651 reviews, last reviewed 11th Jun 2026
3902900% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top quality company I have been with PayPal for years and they have always done what they say Reviewed on: 11th June 2026
John Munro's avatar
John Munro

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135651)

I have been a long standing user of PayPal, both me...

5
I have been a long standing user of PayPal, both me and my wife and it provides a excellent payment option for online shopping. PayPal has a reputation for incredible customer support which I have experienced regularly when using PayPal, for example Spotify charged me a subscription fee mere minutes after my free trial accidentally turned into a paid subscription which I did not want and PayPal provided a good will refund. Any time I have needed to contact their support they have been very quick and resolved my issue immediately. I find myself gravitating towards PayPal when paying for things on website that may not be trustworthy as I know if any fraud or scams happen PayPal will help me retrieve my money. Reviewed on: 7th May 2026
s w's avatar
s w

Good honest company plenty of notifications and good...

5
Good honest company plenty of notifications and good communication Reviewed on: 7th May 2026
Rob's avatar
Rob

Excellent

5
Easy to understand and to easy to use. Reviewed on: 7th May 2026
Alison B's avatar
Alison B

Spot on everytime.

5
Spot on everytime. I just can’t fault PayPal. Every process is done quickly and easy. No fuss no myther. Proper job. Reviewed on: 7th May 2026
Robert S's avatar
Robert S

I like pal pay as friendly and good.

4
I like pal pay as fri2ndly and good. It helps me to stay on track of my credit Reviewed on: 7th May 2026
Jubaida Uddin's avatar
Jubaida Uddin

Paypal Credit

5
There are no issues when using paypal credit. Reviewed on: 7th May 2026
Ritesh G's avatar
Ritesh G

Excellent customer service and understanding.

5
Excellent customer service and understanding. Quick to rectify ant queries. Reviewed on: 7th May 2026
Gail Carter's avatar
Gail Carter

Would recommend PayPal to anyone.

5
Would recommend PayPal to anyone. Easy to use and customer service is always really helpful. Reviewed on: 7th May 2026
Beth 's avatar
Beth

I appreciate Good service and good experience

5
I appreciate Good service and good experience Reviewed on: 7th May 2026
Chirag Hapani's avatar
Chirag Hapani

PayPal is fast, quick and easy!

5
Extremely useful for online shopping and especially the credit service. Also, the option for a physical credit card has been invaluable to me. Quick and easy access to current transactions, without the need to wait for a monthly statement. The whole service is safe, quick and easy. Reviewed on: 7th May 2026
Ross H's avatar
Ross H

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