Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

View other PayPal products

4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181120)

Happy to recommend it very easy to use and secured p...

Happy to recommend it very easy to use and secured platform! Love it Reviewed on: 29th June 2026

Been with PayPal for years and have always had a pos...

Been with PayPal for years and have always had a positive experience. Reviewed on: 29th June 2026

Easy to use Easy to apply for and manage online.

Easy to apply for and manage online. Manageable credit limits and using this and paying it off has helped build my credit score. You can apply for higher credit limits or keep to the one set by PayPal Reviewed on: 29th June 2026

works in the background when needed

have been using paypal for over 15 years now it has never ever let me down always gives 100 percent Reviewed on: 29th June 2026

Good information

pay pal always give you good information and remind you when payments are due which is very helpful Reviewed on: 29th June 2026

Easy to apply and to use App very informative

Easy to apply and to use App very informative Reviewed on: 29th June 2026

I always feel safe using PayPal.

I always feel safe using PayPal. I know all my payments and shopping are protected. If there are any issues, PayPal handles them responsibly. Reviewed on: 29th June 2026

Great customer service when on the few times I've ne...

Great customer service when on the few times I've need to contact them, I've been with PayPal for over twenty years. I prefer to use PayPal for online purchases, and with the PayPal Credit it makes life so much easier to manage lager purchases. Reviewed on: 29th June 2026

Great service from PayPal.

Great service from PayPal. If you forget to pay they remind you about a payment. So you dont miss any payment Reviewed on: 29th June 2026

My experience has beeen great with PayPal ex

My experience has beeen great with PayPal Reviewed on: 29th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub