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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,541 reviews, last reviewed 11th Jun 2026
3897950% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, hard to use for customer service though... Easy to use, hard to use for customer service though Reviewed on: 11th June 2026
Victoria W's avatar
Victoria W

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135541)

Pay pal..

5
I have been involved with PayPal lots of time and they been very helpful Reviewed on: 7th May 2026
vahid malakouti's avatar
vahid malakouti

Easy and convenient

5
Easy to use online of course, but having a virtual card is also extremely handy out and about in the real world Reviewed on: 7th May 2026
Reed L's avatar
Reed L

Using Paypal is really easy and straightforward.

5
Using Paypal is really easy and straightforward. Everything is so clear and you always know what the options are. Payments on the app are very easy and the app itself is really clear, user friendly and easy to use. Reviewed on: 7th May 2026
Robert M's avatar
Robert M

Good user experience.

5
Good user experience. Easy to understand Reviewed on: 7th May 2026
PH's avatar
PH

Make lives easier

5
It's very handy to use PayPal and I am regularly using it Reviewed on: 7th May 2026
Mohammad H's avatar
Mohammad H

No issue and happy to recommend.

5
No issue and happy to recommend. Service is great. Reviewed on: 7th May 2026
K ONeill's avatar
K ONeill

had no problems in the past 7 years no complaints

5
had no problems in the past 7 years no complaints Reviewed on: 7th May 2026
bailey f's avatar
bailey f

Great credit with loads of ways to pay/repay, quick...

5
Great credit with loads of ways to pay/repay, quick and easy on most websites Reviewed on: 7th May 2026
Daniel C's avatar
Daniel C

Hassle free service.

5
Easy to use and hassle free. Would recommend to family and friends Reviewed on: 7th May 2026
Nic M's avatar
Nic M

I am very grateful.

5
I am very grateful. PayPal has ease my finances and is stress free. Reviewed on: 7th May 2026
Frank G's avatar
Frank G

Review PayPal: PayPal Credit now

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