Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

View other PayPal products

4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181120)

It's just really easy and convenient

It's just really easy. Can do 99.99% online. Contacting a team member is easy too. Reviewed on: 29th June 2026

Perfect piece of kit !!

Nothing it took much for PayPal ,any concerns are taken seriously and dealt with immediately. Such a great app used almost everywhere with the confidence of knowing you're information is safe. PayPal credit is extra helpful for those purchase you need to make quickly . I feel safe and confident with PayPal ,just a shame you can't use it to pay family and friends sometimes,it has to be a business. Reviewed on: 29th June 2026

Have used PayPal for years never had a problem and a...

Have used PayPal for years never had a problem and always very helpful with any queries. Also very patient in explaining things when I don't understand. Reviewed on: 29th June 2026

Always helpful, friendly and informative.

Always helpful, friendly and informative. Reviewed on: 29th June 2026

Excellent service ,can pay 3 months with 0 interest

Excellent service ,can pay 3 months with 0 interest Reviewed on: 29th June 2026

PayPal All the Way

I use PayPal all the time. What makes me come back is the 4 month interest free payment, the pay in 3 with no interest and confidence in paying overseas purchases that my account is safe. Reviewed on: 29th June 2026

Pay Pal Reliable, Convenient, and Secure.

Pay Pal Reliable, Convenient, and Secure. I’ve been using PayPal for a while now, and it has become my most trusted tool for managing money online. It works like a seamless digital account that makes sending, receiving, and holding funds incredibly easy. Excellent Security, I feel completely safe using it. With buyer protection, fraud monitoring, and purchase protection, I know my money and personal details are secure. If there’s ever an issue with a transaction, their dispute resolution process is straightforward and responsive. Easy to use, linking my bank account and cards took a few minutes. Whether I’m shopping online, paying friends or family, or receiving payments is done in just a few clicks. No need to share sensitive financial details with every merchant. It works almost everywhere I shop or do business internationally. Currency conversion is clear and transparent, and funds arrive quickly, usually within minutes. The app and website are easy to navigate. Checking balances, viewing history, or moving money to my bank is hassle-free and available 24/7. For anyone looking for a secure, reliable way to manage money online, PayPal is an excellent choice. It has never let me down and makes financial tasks far simpler than traditional banking for many everyday needs. I would have no hesitation in recommending Pay Pal to anyone looking for an easy way to manage their online finances. Reviewed on: 29th June 2026

I use it all the time

I use it all the time, when I can. I can pay off on my own time and its doesn't chagee interests Reviewed on: 29th June 2026

I use PayPal for 80% of my online and it always work...

I use PayPal for 80% of my online and it always works well and so far I have had no complaints. It feels safe and has a variety of way to be used, including a credit card. The ability to nominate what source the money comes from is excellent and gives you choices and flexibility. Reviewed on: 29th June 2026

Easy to use, good communication from the bank.

Easy to use, good communication from the bank. I receive emails and letters which help to keep me informed. I also love the app and find it very intuitive and easy to use. It tells me everything I need to know Reviewed on: 29th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub