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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,363 reviews, last reviewed 11th Jun 2026
3889900% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I regularly use the Four Months Interest Free option... I regularly use the Four Months Interest Free option in PayPal Credit. It allows me to purchase items that I don’t have the willpower to save-up for. ... Read more Reviewed on: 11th June 2026
Earle Godwin's avatar
Earle Godwin

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135363)

Easy and helpful

5
When you need help its easy to use and they are always happy to help Reviewed on: 7th May 2026
Callum D's avatar
Callum D

Quick and easy to take out credit with no hassles

5
I have always found taking out the credit option really easy and straightforward. You can easily keep a track of where you are, amend your payments or pay off early Reviewed on: 7th May 2026
Andrei R's avatar
Andrei R

great offers

5
Paypal works well for me, I especially like the pay in 3 offer they do! such great value for money. Reviewed on: 7th May 2026
Rebecca W's avatar
Rebecca W

Perfect and Fast service

5
Quick and easy, Widely accepted, easy to use Reviewed on: 7th May 2026
Dalia G's avatar
Dalia G

PayPal is a very good provider of various.

5
PayPal is a very good provider of various.services financial helps,different times of paying what you loan. Their customer service staff well knowledge,supportive and efficient. PPayPalare.quick to respond to any customers query. Reviewed on: 7th May 2026
AT's avatar
AT

Fast, reliable and super easy to use

5
PayPal is a great service, super fast and easy to use. Everything is handled quickly when needed, with no hassle. Really impressed with the experience and would definitely recommend. Reviewed on: 7th May 2026
Callum S's avatar
Callum S

I have used paypal for around 20 years and I love th...

5
I have used paypal for around 20 years and I love the service, flexibility and security Reviewed on: 7th May 2026
Hannah D's avatar
Hannah D

A brilliant way to spread the cost of purchases.

5
A brilliant way to spread the cost of purchases. Easy to use and excellent value. Very secure and a refreshing change not to get bombarded with emails and marketing material following transactions. I would highly recommend. Reviewed on: 7th May 2026
John B's avatar
John B

I had a great experience with PayPal rang up and the...

5
I had a great experience with PayPal rang up and they helped me out with my credit account at the moment I have injury knee and they asked if I could pay my next payment if not I will let them know or not. I am very grateful for their service, thank you Reviewed on: 7th May 2026
Natalija G's avatar
Natalija G

Convenient and handy.

5
Convenient and handy. Easy to use. And set up for payments Reviewed on: 7th May 2026
Helen h's avatar
Helen h

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