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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

good service when your abit short on paying...

good service when your abit short on paying full Reviewed on: 29th June 2026

Safe and easy to use

Safer way to pay bill or shopping, paying in three payments makes it easier to buy items, having this is brilliant as I can spread the cost. Paying through PayPal for Facebook marketplace makes it safer. Reviewed on: 29th June 2026

very good experience and services no issues at all f...

very good experience and services no issues at all for over 16 years Reviewed on: 29th June 2026

Honestly, just always easy, simple

Honestly, just always easy, simple to keep track of, easy to see what is owed, when and to make extra payments. Takes a lot of stress out of things! Reviewed on: 29th June 2026

Useful facility for bigger purchases

Useful facility for bigger purchases Reviewed on: 29th June 2026

Great app, really useful.

Great app, really useful.easy to use Reviewed on: 29th June 2026

Customer srrvise was poor.

Customer srrvise was poor. Was not listening to me and ended the call abruptly Reviewed on: 29th June 2026

No complaints

Fast application and acceptance. Great offers on interest free purchases and so far good customer service. Also provided with virtual credit card to use everywhere. No complaints so far. Reviewed on: 29th June 2026

Safe and Secure/ Most Flexible Credit Options:

Love PayPal's many credit options: PayPal credit, PayPal Pay in 3s. Also PayPal wallet where one can safely purchase and send money. On occasion, dodgy sellers do not deliver and it is guaranteed that PayPal will protect and refund all payments of its clients. Reviewed on: 29th June 2026

No issues and the pay in three option is ideal , mak...

No issues and the pay in three option is ideal , making payments manageable without accruing interest Reviewed on: 29th June 2026

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