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PayPal: PayPal Credit reviews

4.74
Based on 135,122 reviews, last reviewed 11th Jun 2026
3879200% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is safe and convenient. PayPal is safe and convenient. Fast and efficient Reviewed on: 11th June 2026
Tanya's avatar
Tanya

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135122)

Great and easy to understand and pay back

5
Great and easy to understand and pay back Reviewed on: 6th May 2026

PayPal is peace of mind

5
I feel very secure paying with PayPal Reviewed on: 6th May 2026

Really good customer service excellent app

5
Really good customer service excellent app Reviewed on: 6th May 2026

PayPal in Motion

5
My experience has been very good and top notch. Using PayPal has been very beneficial to myself and how I manage money Reviewed on: 6th May 2026

Easy to use when making a purchase and make payments...

5
Easy to use when making a purchase and make payments to. Reviewed on: 6th May 2026

I use paypal credit a lot and I find doing the 4 mon...

5
I use paypal credit a lot and I find doing the 4 month pay back is great, and now they have come out with a card that can be used anywhere which allows you to use more freely Reviewed on: 6th May 2026

Paypal for life

4
PayPal has been very critical in helping meet my financial needs from seamless transaction experience to useful payment methods that meet my needs. I have loved using PayPal for the last 5 years and look forward to more years using the platform Reviewed on: 6th May 2026

Happy Customer

5
Every thing is easy and perfect. Reviewed on: 6th May 2026

Great service that seems personal.

5
The service is excellent. I have previously had some enquiries around payments and billing, I’ve always found it easy to speak to someone on the phone as well as using the online trouble shooting section. My questions have always been answered clearly. Reviewed on: 6th May 2026

Very good and easy to use with different ways to spr...

5
Very good and easy to use with different ways to spread the cost to suit you Reviewed on: 6th May 2026

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