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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Easy to access and use,good interest rate

Easy to access and use,good interest rate Reviewed on: 29th June 2026

Good to use when the unexpected bills arrive

Good to use when the unexpected bills arrive Reviewed on: 29th June 2026

no human contact allowed, AI that repeats because it...

no human contact allowed, AI that repeats because it fails to understand Reviewed on: 29th June 2026

Happy as always

Always dependable and trust worthy Reviewed on: 29th June 2026

Never had trouble paying for purchases and if I did...

Never had trouble paying for purchases and if I did have any concerns they always dealt with it quickly with the highest protection and privacy. Reviewed on: 29th June 2026

Personal Anecdote

I have only used them for a few things but honestly they helped me so much in the past and if you ever have issues with customer service they're always there to help you straight away. I had a small company try and claim against me saying one of my purchases was fraudulent but due to having buyer protection and all my receipts and tracking numbers saved through paypal I won the court case. Reviewed on: 29th June 2026

Quick and easy to use.

Quick and easy to use. Used PayPal credit a few times now, love that it’s 0% interest on my purchase's, clear to understand terms and conditions and so far no nasty surprises. Great service. Reviewed on: 29th June 2026

Great way to buy.

Great way to buy. Know exactly what you pay Reviewed on: 29th June 2026

excellent Customer service

After using customer service is excellent Reviewed on: 29th June 2026

Easy to use website

Easy to use website and pay in 3 etc Great value Reviewed on: 29th June 2026

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