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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 134,224 reviews, last reviewed 11th Jun 2026
3837950% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal always answered my querries specially if i ha... Paypal always answered my querries specially if i have a dispute again a transactions Reviewed on: 11th June 2026
Laura's avatar
Laura

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134224)

Smooth Experience and Helpful Buyer Protection

5
I’ve had a genuinely positive experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and the flexibility it offers for larger purchases has been very useful. What I appreciate most is the added sense of security when shopping online. In my experience, PayPal has been responsive and professional whenever I needed support or had questions about transactions. The platform is simple to use, statements are clear, and the app makes managing payments convenient. I also like having the option to spread the cost of purchases rather than paying everything upfront. It has helped me manage cash flow more comfortably without unnecessary stress. Overall, PayPal Credit has been reliable, convenient, and easy to use, and I would happily continue using it for future purchases. Reviewed on: 6th May 2026
Monika C's avatar
Monika C

Very easy and flexible way to pay for goods

5
Very easy and flexible way to pay for goods Reviewed on: 6th May 2026
Darren M's avatar
Darren M

Great way to pay

5
Great way to pay for something in either installments or if you are unsure, paypal gives me the safety back up. So easy to use, very quick decisions, great rate Reviewed on: 6th May 2026
Kevin W's avatar
Kevin W

safe, fast and easy to use.

5
safe, fast and easy to use. available on most platforms with an accessible app Reviewed on: 6th May 2026
Rob G's avatar
Rob G

Pay pal is great

5
Easy to use. Extremely convenient Reviewed on: 6th May 2026
MG's avatar
MG

Excellent customer service as well as comprehensive...

5
Excellent customer service as well as comprehensive online shopping protection plus interest free pay in 3 option and 0% interest free pay later in 4 or 12 months and many many more options of payment to choose from so overall complete credit package. Reviewed on: 6th May 2026
Ak's avatar
Ak

PayPal credit waived my fees which was great and the...

4
PayPal credit waived my fees which was great and the customer service was friendly. Reviewed on: 6th May 2026
HB's avatar
HB

Overall, I've not had a bad experience with PayPal

5
Overall, I've not had a bad experience with PayPal Reviewed on: 6th May 2026
May's avatar
May

Easy to use platform, reliable payment method

5
Easy to use platform, credit card is good for responsible spending, widely available on websites as a method of payment Reviewed on: 6th May 2026
Charlotte M's avatar
Charlotte M

Great service

5
Happy to use a great service. Always very handy to have access to. Reviewed on: 6th May 2026
Cat's avatar
Cat

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