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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Easy to make payments, options to spread payments an...

Easy to make payments, options to spread payments and easy to use. Full confidence in the PayPal app. Reviewed on: 29th June 2026

I've had alot of transactions through PayPal, mostly...

I've had alot of transactions through PayPal, mostly great experiences. Reviewed on: 29th June 2026

Great app interest rates are reasonable

Great app interest rates are reasonable Reviewed on: 29th June 2026

Helps me financially with instalments

Helps me financially with instalments Reviewed on: 29th June 2026

Quick and easy to sign up to.

Quick and easy to sign up to. 0% interest for 4 months on purchases of £100 or more is extremely handy, especially for those unexpected emergency purchases. Can add to apple wallet to pay anywhere. The app is quite easy to navigate. Fantastic product overall. Reviewed on: 29th June 2026

Always easy to use , never had to call customer serv...

Always easy to use , never had to call customer services hence the neutral Reviewed on: 29th June 2026

App is easy to use and accepted by most retailers.

App is easy to use and accepted by most retailers. It feels secure and problems can be reported easily. Reviewed on: 29th June 2026

Easy to use, secure and get rewards for using PayPal.

Easy to use, secure and get rewards for using PayPal. Interest free on buy now pay later too. Reviewed on: 29th June 2026

PayPal keeps me up to date with my spending, and not...

PayPal keeps me up to date with my spending, and notification of when payments are due. Reviewed on: 29th June 2026

Paypal credit has been very useful over the years.

Paypal credit has been very useful over the years. It is so easy to manage through the app. The only difficulty I seem to have is linking a bank account which means I am unable to set up a direct debit. Reviewed on: 29th June 2026

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