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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

PayPal is fantastic

Site is easy to navigate. Wide range of platforms & stores accept PayPal. Gives me confidence in shopping online using PayPal. Also the benefits that you get are great Reviewed on: 29th June 2026

Easy to use and fantastic for a back up and no inter...

Easy to use and fantastic for a back up and no interest Reviewed on: 29th June 2026

PayPal credit is safe and convenient way to make pur...

PayPal credit is safe and convenient way to make purchases either as a credit purchase or a pay in 3 installment plan. Reviewed on: 29th June 2026

Pay pal gives me peace of mind g through there...

Pay pal gives me peace of mind paying through there platform knowing im covered by there pay garentee, and it has helped me out a few times with the pay pal credit aspect too , overall a great useful platform . Reviewed on: 29th June 2026

No live chat

No live chat to help with queries but other than that good little credit card and app is user friendly Reviewed on: 29th June 2026

Reassurance and protection for your hard earned cash

PayPal gives you reassurance that your money is protected when spending inline Reviewed on: 29th June 2026

PayPal really is like having a pal to help you out w...

PayPal really is like having a pal to help you out when times are tough. My bank card was compromised and had to be cancelled. Meanwhile, I was able to use my PayPal credit card. Thanks PAYPAL Reviewed on: 29th June 2026

Started with PayPal credit 4 years ago and I have fo...

Started with PayPal credit 4 years ago and I have found it easy to use. Repayments are made easy and affordable Reviewed on: 29th June 2026

I love PayPal!!!

I love PayPal. It is such a convenience and makes my commercial life incredibly simple. Reviewed on: 29th June 2026

One small issue but good

Always works well for me current have and issue changing direct debit date but other wise very good Reviewed on: 29th June 2026

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