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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (134188 reviews)

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4.73

Based on 134,188 reviews, last reviewed 11th Jun 2026

3836150% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I think it’s very easy and trustworthy I think it’s very easy and trustworthy Reviewed on: 11th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134188)

Will recommend

PayPal credit help me when I was a bit in stress with spending , I'm still using it to help me with credit score. Reviewed on: 6th May 2026

With pay in 3 is brilliant the best thing ever PayPa...

With pay in 3 is brilliant the best thing ever PayPal credit is a total joke you pay payment never goes though then wake interest on I'm now stuck with massive amount how i will ever pay it off there is no way you can contact anyone you can't freeze the account so no one can add to the dept it's the worse thing i done joining PayPal credit Reviewed on: 6th May 2026

Outstanding.

Been with PayPal for few years now , my experience is excellent. Customer service is very helpful, polite . Reviewed on: 6th May 2026

PayPal is lovely

PayPal provides swift accesibility to credit and the incentive of no interest for first 4 months is incredible. I love it. Reviewed on: 6th May 2026

Affordable credit, flexible, easy to see statements...

Affordable credit, flexible, easy to see statements & to pay. Reviewed on: 6th May 2026

Helped me a lot with many expenses

Helped me a lot with many expenses Reviewed on: 6th May 2026

Excellent customer service

Always have a good experience always helpful and get right result Reviewed on: 6th May 2026

Easily accessible, transparent.

Easily accessible, transparent. Efficient service, even used abroad. Highly recommend. Reviewed on: 6th May 2026

Best finance provider I have ever used!

Paypal Credit has been the best finance provider I have ever used. The app is clear and intuitive which makes managing my credit and payments a breeze. There is also the option to pay for purchases in three instalments with 0% interest which has been really useful for larger purchases. Reviewed on: 6th May 2026

Value for money

It’s secured transfer process, safety n quality Reviewed on: 6th May 2026

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