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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 134,175 reviews, last reviewed 11th Jun 2026
3835600% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Bill helping It has hope me out with bills and shopping alot be lose could do with taking cash out though Reviewed on: 11th June 2026
Darren J's avatar
Darren J

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134175)

PayPal is lovely

5
PayPal provides swift accesibility to credit and the incentive of no interest for first 4 months is incredible. I love it. Reviewed on: 6th May 2026
Lanre B's avatar
Lanre B

Affordable credit, flexible, easy to see statements...

5
Affordable credit, flexible, easy to see statements & to pay. Reviewed on: 6th May 2026
Jg's avatar
Jg

Helped me a lot with many expenses

4
Helped me a lot with many expenses Reviewed on: 6th May 2026
Wojciech 's avatar
Wojciech

Excellent customer service

5
Always have a good experience always helpful and get right result Reviewed on: 6th May 2026
Diane Richardson's avatar
Diane Richardson

Easily accessible, transparent.

5
Easily accessible, transparent. Efficient service, even used abroad. Highly recommend. Reviewed on: 6th May 2026
Louise Todd's avatar
Louise Todd

Best finance provider I have ever used!

5
Paypal Credit has been the best finance provider I have ever used. The app is clear and intuitive which makes managing my credit and payments a breeze. There is also the option to pay for purchases in three instalments with 0% interest which has been really useful for larger purchases. Reviewed on: 6th May 2026
Adam H's avatar
Adam H

Value for money

3
It’s secured transfer process, safety n quality Reviewed on: 6th May 2026
Himanshu Gajjar's avatar
Himanshu Gajjar

been using paypal for years.

5
been using paypal for years. i trust it and will continu to use. there system is reliable and strait forward when ever i have had any issues they where able to give guidance or resolve it pretty quickly Reviewed on: 6th May 2026
Spartan's avatar
Spartan

Paypal saved the day!

5
I had trouble getting my own credit card, as my late husband had all the cards in his name, so when he passed, I was lost without one because I didn't have any credit history in my name, and Paypal gave me that opportunity to have one after all the banks said no!! Thank you paypal! Reviewed on: 6th May 2026
Ava's avatar
Ava

Brilliant

5
Great payments options. Never had any problems with payments on various shopping platforms. Excellent service. Reviewed on: 6th May 2026
Artur Kaczmarczyk's avatar
Artur Kaczmarczyk

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