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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Reliable and trustworthy

Instant loan when needed most, when short come the end off the month! Relieved the pressure and strain! Been using PayPal for years, can’t fault them very reliable and a real safety net. You can’t trust they’ll have your back when it comes to payments! Reviewed on: 29th June 2026

Service that has grown

Been using pay pal for many years obviously at the start it came with testing problems but has time has gone on the service has grown into a very good service Reviewed on: 29th June 2026

Pay pal is very good option to split money over 3 mo...

Pay pal is very good option to split money over 3 months and eny problem with a trasaction just give paypal a call and they sort everything out Reviewed on: 29th June 2026

I have always had a positive experience using PayPal.

I have always had a positive experience using PayPal. Easy to use online at many retailers and there to support you if anything goes wrong. I would recommend PayPal credit to anyone when purchasing online goods with protection. Reviewed on: 29th June 2026

quick easy payments...

Always my go to for quick easy and secure payments Reviewed on: 29th June 2026

excilent experience

I have had an excilent experience with paypal Reviewed on: 29th June 2026

My pal on my phone

It is just so easy and convenient to use and I'm confident that it's totally secure. With different options such as pay in 3 or interest free for a fixed term, it's fantastic for those unexpected purchase needs Reviewed on: 29th June 2026

Easy to use .

Easy to use . Always there if short one month Reviewed on: 29th June 2026

With paypal i was able to manage my finances better...

With paypal i was able to manage my finances better and able to afford things compared to before without paypal.it really helped a lot. Reviewed on: 29th June 2026

Good product

Easy to apply for and simple to use. Reviewed on: 29th June 2026

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