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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

Spiffy doodle

4
Used it for years and it had served me well Reviewed on: 29th June 2026

Easy to get in contact with PayPal and any issues ar...

5
Easy to get in contact with PayPal and any issues are sorted out really quickly . Reviewed on: 29th June 2026

Safe and secure

5
Always feel safe and secure shopping with PayPal, easy to use, widely accepted across many many shops and selling platforms Reviewed on: 29th June 2026

Secure and simple

5
I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

PayPal credited offers a secure account

5
PayPal credited gives me the option of paying for my purchases over a period of time and the confidence that my account will remain secure Reviewed on: 29th June 2026

Very efficient service, quick, easy to use and secure

5
Very efficient service, quick, easy to use and secure Reviewed on: 29th June 2026

Great No problems.

5
Great No problems. Easy to use Reviewed on: 29th June 2026

paypal cedit so quick and convient to use

5
Paypal credit so quick and convient to use Reviewed on: 29th June 2026

Always good never bad always updated on time

5
Always good never bad always updated on time Reviewed on: 29th June 2026

PayPal credit has been very useful.

5
PayPal credit has been very useful. Reviewed on: 29th June 2026

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