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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 134,147 reviews, last reviewed 11th Jun 2026
3834350% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience with PayPal credit Very easy to set up, paying in three is great to spread the cost, saving £20 on my first purchase was a nice bonus Reviewed on: 11th June 2026
Jacqueline C's avatar
Jacqueline C

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134147)

Great customer service

5
Ii had been duped into buying a product and paypal reimbursed me fully with great customer service Reviewed on: 6th May 2026
Pablo's avatar
Pablo

Love using PayPal it's very safe.

5
Love using PayPal it's very safe. Great customer service Reviewed on: 6th May 2026
Alison Kay 's avatar
Alison Kay

PayPal credit statement transparency

3
I think PayPal credit statements need to be far more transparent. Purchases that are not on the 4 month offer are often missing and do not give the customer transparency where they are incurring interest rates Reviewed on: 6th May 2026
Charlotte B's avatar
Charlotte B

Just Love PayPal

5
Easy, convenient and secure way of shopping! Reviewed on: 6th May 2026
DawnW's avatar
DawnW

always handy to have, no problems and easy to use

5
always handy to have, no problems and easy to use Reviewed on: 6th May 2026
marie r's avatar
marie r

I really like using PayPal Credit.

5
I really like using PayPal Credit.It’s simple and easy to understand, and I feel safe paying online because of the buyer protection. For me, it’s a very convenient and trustworthy way to manage payments. Reviewed on: 6th May 2026
Inna Stasiuk's avatar
Inna Stasiuk

Excellent service, great security, easy to use!

5
Excellent service, great security, easy to use! Has helped me tremendously work for the NHS PayPal makes it easy to purchase bigger purchases to spread the payments , you don’t work for the NHS for the money it’s the love of helping! Reviewed on: 6th May 2026
Janet P's avatar
Janet P

What's not to like

5
Great way to spread cost of larger purchases over 4 months and safest way to pay and track goods purchased on the internet. Reviewed on: 6th May 2026
Bell's avatar
Bell

Always used PayPal excellent service and I have been...

5
Always used PayPal excellent service and I have been using it for many years Reviewed on: 6th May 2026
Jamil Z's avatar
Jamil Z

I'm very happy about PayPal.

4
I'm very happy about PayPal. I recommend it to everyone Reviewed on: 6th May 2026
Libera A's avatar
Libera A

Review PayPal: PayPal Credit now

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