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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (134073 reviews)

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4.74

Based on 134,073 reviews, last reviewed 10th Jun 2026

3831150% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use Really easy to use and I’m waiting now for when I need to pay Reviewed on: 10th June 2026

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134073)

Excellent

Fast and reliable with no delay in transactions Reviewed on: 6th May 2026

Easy to deal with friendly and trustable

Easy to deal with friendly and honest about what happens next. Can trust PayPal credit Reviewed on: 6th May 2026

Excellent service

Excellent service very helpful when needing help Reviewed on: 6th May 2026

Wonderful customer service experience

If I have any problems and ring the customer service desk they are always very good to me and speak very well they also solve any problems I had tysm PayPal Reviewed on: 6th May 2026

Very user friendly, good customer service and conven...

Very user friendly, good customer service and convenient Reviewed on: 6th May 2026

Disappointing Customer Service and Complaint Handling

I recently had a very frustrating experience with PayPal regarding a dispute/complaint on my account. Communication felt slow and impersonal, and despite providing information, I didn’t feel properly listened to during the process. The final response seemed more focused on policy than fairness or customer experience, which left me disappointed as a long-time user. I understand companies have procedures to follow, but clearer communication and more consideration for customers would make a big difference. Overall, the experience caused unnecessary stress and has reduced my confidence in using the service in future. Reviewed on: 6th May 2026

Interest isn’t too high, is always reliable, custome...

Interest isn’t too high, is always reliable, customer service are always prompt, great that they do a pay in 3 too Reviewed on: 6th May 2026

Permission with PayPal

Can I afford to buy something lovely in the present economic climate? Yes! How! Because I have my PayPal. Four payments, clear statement balances and I am always in control. It is reassuring that there is always an option when life is that little bit challenging. Reviewed on: 6th May 2026

PayPal is great.

Easy to use, flexible regarding payments, pay in 3 is great. Reviewed on: 6th May 2026

A good service that has always been able to help me...

A good service that has always been able to help me keep my finances in check Reviewed on: 6th May 2026

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