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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

PayPal is like a mother always there for you in your...

PayPal is like a mother always there for you in your times of needs and once very efficient very helpful never let you down thanks so much for you to be at my side in times of needs thanks again Reviewed on: 29th June 2026

Really easy to use.

Really easy to use. Pools is a great way to do collections. Reviewed on: 29th June 2026

Excellent service with flexible repayments

I’ve had a very positive experience with PayPal Credit. The application process was straightforward, and using it for purchases has been simple and convenient. The option to spread payments over time has been very helpful, especially for larger purchases, and the online account management is easy to use. Payments are processed quickly, statements are clear, and I’ve not experienced any issues with the service. As long as you make repayments on time and understand the terms, PayPal Credit is a useful and reliable way to manage purchases. I would happily recommend it to anyone looking for a flexible credit option. Reviewed on: 29th June 2026

My experience with PayPal customer service

My experience with PayPal customer service was positive. The representative was polite, listened carefully to my concern, and helped resolve my issue efficiently. The response time was reasonable, and I was satisfied with the support I received Reviewed on: 29th June 2026

Great service, i love how i can purchase and pay in...

Great service, i love how i can purchase and pay in 4 months Reviewed on: 29th June 2026

So simple to use, handy and flexible !

So simple to use, handy and flexible can be used jn so many ways and so many places, what's not to like. Reviewed on: 29th June 2026

Manifesting

Not like the editor to much to much Reviewed on: 29th June 2026

Flexible way to pay with credit.

Flexible way to pay with credit. No pressure, easy to understand and pay back. Reviewed on: 29th June 2026

Great experience and always helpful

Great experience and always helpful Reviewed on: 29th June 2026

I love PayPal the credit option really gives me free...

I love PayPal the credit option really gives me freedom with my spending Reviewed on: 29th June 2026

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