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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Easy to use and you can pay back in installments, ve...

Easy to use and you can pay back in installments, very handy especially when you can't take a little loan from the bank. Pay pall saved me with my holiday , I was able to pay my holiday and payed back to PayPal in 3 installments. Thanks Reviewed on: 30th June 2026

Made my purchase as easy as clicking a button and en...

Made my purchase as easy as clicking a button and enabled me to manage my finances in a way to suit me. Reviewed on: 30th June 2026

I love paying most of my online through pay pal know...

I love paying most of my online through pay pal knowing my transaction is safe and I am protected. Pay in 3 is amazing and saved me track my credit. Reviewed on: 30th June 2026

There when you need it.

It's quick and uncomplicated. Most importantly it's there when you need it. Reviewed on: 30th June 2026

Bought many things using PayPal credit

Bought many things using PayPal credit and the rates for using it are amazing. Have recommended it to lots of friends and family and I plan to use it more in the future for more purchases. Also there is no pressure to pay back so it's perfect for budgeting. Reviewed on: 30th June 2026

10 of 10

Safe to buying and quickly responding any questions Reviewed on: 30th June 2026

Interest free options

I love the interest free option and PayPal availability on many websites. Reviewed on: 30th June 2026

Great and Convenient

Paypal Credit has been great to use and very customer friendly. Reviewed on: 30th June 2026

Brilliant!!.. PayPal Offers Fab Flexibility

Brilliant!!.. PayPal offers fab flexibility, with their pay in 3 option or 0% across 4 months. Having a large family this can be great over Christmas time or with any larger purchases. And sometimes with unexpected purchases, when a household item decides to give up on you. Reviewed on: 30th June 2026

Really easy to use.

Really easy to use. Any issues I’ve had have been resolved quickly (e.g. when I accidentally duplicated a payment and the second one bounced, they waived the failed payment fee). Reviewed on: 30th June 2026

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