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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,964 reviews, last reviewed 10th Jun 2026
3826200% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up and a good period of interest free cr... Easy to set up and a good period of interest free credit. Reviewed on: 10th June 2026
gordon's avatar
gordon

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026
Andy's avatar
Andy
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133964)

I use Paypal credit.

5
I use Paypal credit. During the period that I’m changing jobs it helps me a lot to be able to carry on achieving my emergency needs. Like I had to fly home for an emergency and did t have enough money and then last minute I reali could pay with PayPal credit. Reviewed on: 6th May 2026
Mine B's avatar
Mine B

Very easy to track spending in the PayPal app

5
Very easy to apply and track in the PayPal app, which makes it easy to pay off extra whenever you can Reviewed on: 6th May 2026
Nikkita E's avatar
Nikkita E

Great service and lots of positive benefits

5
Great service and lots of positive benefits Reviewed on: 6th May 2026
Sharon B's avatar
Sharon B

Can use everywhere, isn't any problems wit it

5
Can use everywhere, isn't any problems wit it Reviewed on: 6th May 2026
MM's avatar
MM

Amazing Service

5
I have used them for years, the service is immaculate Reviewed on: 6th May 2026
Suleman A's avatar
Suleman A

Super easy to pay and refund.

5
Super easy to pay and refund. PayPal credit and pay is 3 is so convenient Reviewed on: 6th May 2026
Helen S's avatar
Helen S

Impressed with security payment and instant

5
Impressed with security payment and instant Reviewed on: 6th May 2026
Bakash N's avatar
Bakash N

Great experience on handling money and keep up with...

5
Great experience on handling money and keep up with savings. Reviewed on: 6th May 2026
Kinga J's avatar
Kinga J

Easy to use, can use in any country

5
Easy to use, can use in any country Reviewed on: 6th May 2026
Chris Jo's avatar
Chris Jo

Quick and easy.

5
Quick and easy. fast service too Reviewed on: 6th May 2026
M P's avatar
M P

Review PayPal: PayPal Credit now

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