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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,853 reviews, last reviewed 10th Jun 2026
3821050% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My to go service when sending money My to go service when sending money Reviewed on: 10th June 2026
Damian L's avatar
Damian L

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133853)

Hassle Free

5
PayPal Credit offers a hassle-free way to spread the cost of your purchases. Reviewed on: 6th May 2026
Tracey Skeels's avatar
Tracey Skeels

Easy to use and readily available to me for purchases.

4
Easy to use and readily available to me for purchases. Reviewed on: 6th May 2026
Kathryn C's avatar
Kathryn C

A good service has stopped some scams befoe

5
A good service has stopped some scams befoe Reviewed on: 6th May 2026
Julian Smith's avatar
Julian Smith

Very easy to use and I received a repayment for good...

5
Very easy to use and I received a repayment for goods that I ordered but didn't receive. Reviewed on: 6th May 2026
David WS's avatar
David WS

Have never had a problem using PayPal Credit.

5
Have never had a problem using PayPal Credit. Staff have good human relations, always ready to assist. Reviewed on: 6th May 2026
C A's avatar
C A

Used PayPal "Pay in 3" multiple times now.

5
Used PayPal "Pay in 3" multiple times now. A great way to spread the cost of things that are out of your usual budget without interest fees! Reviewed on: 6th May 2026
Danny's avatar
Danny

You can always pay quickly and without problems

5
You can always pay quickly and without problems Reviewed on: 6th May 2026
Svetlana's avatar
Svetlana

PayPal are so helpful and make my life much easier.

5
PayPal are so helpful and make my life much easier. Its easy to use Reviewed on: 6th May 2026
Dianne Spearpoint's avatar
Dianne Spearpoint

Its easy to use, makes sending funds to both busines...

5
Its easy to use, makes sending funds to both businesses and friends incredibly easy and quick Reviewed on: 6th May 2026
K J's avatar
K J

PayPal really helps with larger purchases and gives...

5
PayPal really helps with larger purchases and gives you time to pay with no interest added Reviewed on: 6th May 2026
Andy S's avatar
Andy S

Review PayPal: PayPal Credit now

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