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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,732 reviews, last reviewed 10th Jun 2026
3815600% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and help is always at hand. Easy to use and help is always at hand. Reviewed on: 10th June 2026
GroundState G's avatar
GroundState G

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133732)

Paypal credit is really simple to use, flexible and...

5
Paypal credit is really simple to use, flexible and accessible for those purchase you just need a little more time to pay back. The app is really easy to use and if I ever have any issues, the support is brilliant. Reviewed on: 6th May 2026
Claire's avatar
Claire

Easy and usable credit from PayPal

5
The ease of use and opportunity to spread payments is great to have at your fingertips without the fuss of checking small print and inspecting interest payments, PayPal Credit is simple and reliable and perfect for those big purchases you want to spread payments for. Reviewed on: 6th May 2026
Rayzorblue's avatar
Rayzorblue

I have always been able to rely on PayPal

5
I have always been able to rely on PayPal. It’s such a great way to purchase items quickly when you are knowing that you can pay it all back in good time. It’s always been my go to payment method and any time I have experienced any issues, the customer support have been excellent and dealt with the problem immediately. Reviewed on: 6th May 2026
Megs's avatar
Megs

I’m very happy whit your service you provide

5
I’m very happy whit your service you provide Reviewed on: 6th May 2026
Kamil G's avatar
Kamil G

Great customer service always resolve my issues

5
Great customer service always resolve my issues Reviewed on: 6th May 2026
Tina Phillips's avatar
Tina Phillips

PayPal the good and bad. ...

4
PayPal are a very good credit company with a great pay in three policy and credit available via card, very trustworthy and good communication, sadly putting a cap on how much money you can earn and withholding your money when it suits them is a problem though. Reviewed on: 6th May 2026
C J's avatar
C J

Great no hassle experience ideal for people who can'...

5
Great no hassle experience ideal for people who can't afford the full cost of item straight away Reviewed on: 6th May 2026
Adam Newberry's avatar
Adam Newberry

It’s so easy to use

5
I don’t need to pay for interest if it’s above £99 transactions Reviewed on: 6th May 2026
Prakash T's avatar
Prakash T

The best of the best - very easy to use and very rel...

5
The best of the best - very easy to use and very reliable and fully legal Reviewed on: 6th May 2026
Arkadiusz K's avatar
Arkadiusz K

Pay pall is always there when you need them easy bro...

5
Pay pall is always there when you need them easy bro use and has a good after sales and has a very good customer service they when needed also it’s very flexible with my spending Reviewed on: 6th May 2026
Ronald bailey's avatar
Ronald bailey

Review PayPal: PayPal Credit now

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