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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Have had very good experience with paypal

Have had very good experience with paypal Reviewed on: 30th June 2026

Fantastic experience!

Fantastic experience on paypal when using ebay and allows you to pay back monthly. Super efficient payment method and great benifits. Would recommend. Reviewed on: 30th June 2026

Fantastic hassle free way to pay for products overtime.

Fantastic hassle free way to pay for products overtime. Also to send or receive money. Reviewed on: 30th June 2026

Just easy

PayPal is just easy can't say much more than that. Reviewed on: 30th June 2026

The ease of using the app and card to keep upto date...

The ease of using the app and card to keep upto date with everything is superb Reviewed on: 30th June 2026

Great tool overall, super easy and helpful to use.

Great tool overall, super easy and helpful to use. Free for 4 months for larger purchases is a great feature. Reviewed on: 30th June 2026

It’s good but easy to fall into.

It’s good but easy to fall into. If you don’t keep on top of it of course you can’t loose your way but I have never had any unpleaseantness Reviewed on: 30th June 2026

Happy to us PayPal

All good easy to use, easy to pay back money owed and pay in 3 is helpful too Reviewed on: 30th June 2026

Very secure .

Very secure . Great customer service Reviewed on: 30th June 2026

Great service

No issues able to pay off whenever you want as long as meeting monthly requirements. However not easily explained on how to delete or remove PayPal credit from account once fully paid off. Reviewed on: 30th June 2026

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