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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Always smooth and easy.

Always smooth and easy. PayPal is my go to method of paying online. Reviewed on: 30th June 2026

Very easy to use and convenient.

Very easy to use and convenient. Reviewed on: 30th June 2026

Easy to use, a safe and reliable service.

Easy to use, a safe and reliable service. Highly recommended for both regular and one of purchases! Reviewed on: 30th June 2026

PayPal is great, gives you more time to pay for thin...

PayPal is great, gives you more time to pay for things you need right now, and eases the pressure on your finances Reviewed on: 30th June 2026

very easy and fast to apply, response came back in a...

very easy and fast to apply, response came back in a flash! Reviewed on: 30th June 2026

PayPal is a convenient and secure online payment ser...

PayPal is a convenient and secure online payment service that allows me to send and receive money, shop online, and pay for services without sharing my bank or card details with every seller. It offers buyer protection on many eligible purchases, supports fast transactions, and is widely accepted by businesses around the world. Its easy-to-use app and website also make it simple to manage payments and track spending. Reviewed on: 30th June 2026

Straight forward, easy to apply, convenient and ver...

Straight forward, easy to apply, convenient and very fast. Reviewed on: 30th June 2026

Can’t say nothing bad about their service

Can’t say nothing bad about their service Reviewed on: 30th June 2026

It’s easy to use and easy to set up with your bank a...

It’s easy to use and easy to set up with your bank account Reviewed on: 30th June 2026

Great experience and easy to use

Great experience and easy to use Reviewed on: 30th June 2026

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