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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133652 reviews)

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4.74

Based on 133,652 reviews, last reviewed 10th Jun 2026

3812000% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

An excellent service for paying via the web. An excellent service for paying via the web. The credit, pay in three and 4, are a godsend when it comes to reducing larger bills and unexpected surpr... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133652)

Makes online transactions easy and thoughtless.

Makes online transactions easy and thoughtless. You know its going to work and yours goods are paid for! Reviewed on: 6th May 2026

Class customer service

Customer representatives are always willing to help and understanding of your situation. Waiting times are almost nonexistent, theif politeness and attentiveness is world class. I thoroughly enjoy using Paypal and its efficient, useful and reliable service Reviewed on: 6th May 2026

Happy customer

Very happy with PayPal. I've been using my PayPal card exclusively for the last few months, and will continue to do so, as I feel I'm really being rewarded for it - bonus points which turn into pounds, with every purchase, online, and in store. Reviewed on: 6th May 2026

paypal is excellent

I started using paypal vie ebay I found it a quick and easy and safe way for paying for good on ebay, but now it is so much more, I find myself paying for most things I purchase over the internet with paypal, no need to create acccount on the ecomerce webpage just add to basket and pay with paypal it already has my addresses and payment card in paypal so quick and easy. I also like the pay in 3 function it offeres its hand from time to time Reviewed on: 6th May 2026

Great company with credit help and bonuses.

Great company with credit help and bonuses. Reviewed on: 6th May 2026

awesome company

so easy to use paypal and the communication from paypal when a Bill is due is so helpful Reviewed on: 6th May 2026

Top company

one of the best companies i have dealt with, very understanding and caring Reviewed on: 6th May 2026

Great service overall.

PayPal has consistently provided services to great standard. However I find extremely difficult to get customer support. Overall, happy with PayPal, I will continue using for years. Reviewed on: 6th May 2026

Great easy to access , low interest

Great easy to access , low interest Reviewed on: 6th May 2026

Payment Terms

The convenience if payment terms is really helpful Reviewed on: 6th May 2026

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