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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,553 reviews, last reviewed 10th Jun 2026
3807550% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer experience and very user friendly site. Great customer experience and very user friendly site. Did what I needed to do with no issues. Reviewed on: 10th June 2026
David C's avatar
David C

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133553)

Fantastic experience would highly recommend I've had...

5
Fantastic experience would highly recommend I've had no problems at all Reviewed on: 6th May 2026
Gemma's avatar
Gemma

Makes shopping affordable

5
Always there when I need it and makes larger purchases affordable and within my budget Reviewed on: 6th May 2026
Chic harvey's avatar
Chic harvey

Easy to use.

5
Easy to use. Available on most buying platforms Reviewed on: 6th May 2026
Jane B's avatar
Jane B

Paypal are the best helps with thing excellent

5
Paypal are the best helps with things Reviewed on: 6th May 2026
Janet winter 's avatar
Janet winter

Seamless!

5
I have frequently used the Pay in Three' facility and the process has been seamless with excellent access to full transaction details. Reviewed on: 6th May 2026
BRIAN's avatar
BRIAN

PayPal credit gives you more than enough time to pay...

5
PayPal credit gives you more than enough time to pay for things you buy with it. Even more so than other BNPL methods. I’ve never had any problems paying back the money either. The only thing I’d suggest is reminders. Reviewed on: 6th May 2026
Samuel O's avatar
Samuel O

Overall good, however do have some trouble with sett...

4
Overall good, however do have some trouble with setting up direct debits which doesn’t seem to be able to get resolved which leads to late payments sometimes. Reviewed on: 6th May 2026
JordanS's avatar
JordanS

Very easy and simple to manage my account and a real...

5
Very easy and simple to manage my account and a really good customer service Reviewed on: 6th May 2026
Butale K's avatar
Butale K

Easy to use and quick to help with any issues

5
Easy to use and quick to help with any issues Reviewed on: 6th May 2026
Simon J's avatar
Simon J

Easy to use

4
Easy to use once you figure your way out. Would be better if there was a little more help on the app Reviewed on: 6th May 2026
Rana Taleb's avatar
Rana Taleb

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