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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

I love the quick and easy payment when purchasing.

I love the quick and easy payment when purchasing. Reviewed on: 30th June 2026

Easy to use, never had a problem.

Easy to use, never had a problem. Deal with payment refunds quickly Reviewed on: 30th June 2026

*AMAZING SERVICE & CUSTOMER CARE**. P...

PayPal have always been amazing for me & I love the fact that I can pay for things through you with complete confidence in knowing that I’m completely covered with your secure service & excellent customer service in reacting & sorting out any problems that have arisen with speed & efficiency . Reviewed on: 30th June 2026

Excellent service

Always help when need the most.. Reviewed on: 30th June 2026

I’ve had a positive experience using PayPal.

I’ve had a positive experience using PayPal. The platform is easy to use, and sending or receiving money is quick and convenient. I appreciate the secure payment process and the buyer protection offered for eligible purchases, which gives me added confidence when shopping online. The mobile app is user-friendly, and transactions are usually processed smoothly. Customer support could sometimes be faster, but overall, PayPal is a reliable and trusted payment service that I would recommend. Reviewed on: 30th June 2026

Good start you got to be careful with your spending...

Good start, you got to be careful with your spending Reviewed on: 30th June 2026

PayPal has been my go to payment system for over 20...

PayPal has been my go to payment system for over 20 years. I have never felt safer with my money. Of the few minor issues, over two decades, my issues were resolved almost instantly. I cannot fault their customer service, the user friendly app and the security they offer. Reviewed on: 30th June 2026

Never had any issues using PayPal.

Never had any issues using PayPal. Reviewed on: 30th June 2026

Helpful tool for pay later purchases

Helpful tool when you want to pay later. Easy to use, clear and upfront. Reviewed on: 30th June 2026

Easy and convenient.

Easy and convenient. Good rates and different payment options available. And secure. And protection. Reviewed on: 30th June 2026

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