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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Brilliant Service - easy to use and very flexible wh...

Brilliant Service - easy to use and very flexible when you really need it. Managing my account has never been so easy. Everything in one place as it should be - clear and easy to use. Reviewed on: 30th June 2026

Spread the cost

To be able to spread the cost of purchases makes it so much easier. Reviewed on: 30th June 2026

Simple to use.

Simple to use. Stress free. Safe and reliable Reviewed on: 30th June 2026

I've always used PayPal to pay for things as I have...

I've always used PayPal to pay for things as I have found it so easy to use and feel secure Reviewed on: 30th June 2026

VERY FAST

Transferred money to friend in Germany , she received the money in second. Reviewed on: 30th June 2026

Simple and easy process to checkout using the credit...

Simple and easy process to checkout using the credit, only thing I would change is to show the breakdowns before committing to the payments that are offered. Reviewed on: 30th June 2026

I’ve had a very positive experience using PayPal.

I’ve had a very positive experience using PayPal. It’s quick, easy to use, and makes sending and receiving money simple. I like that my payment details are kept secure, and I feel confident using it for online purchases. The buyer protection also gives me extra peace of mind when shopping online, and I’ve found the app to be reliable and user-friendly. Reviewed on: 30th June 2026

Great service and no stress.

Great service and no stress. Quick and easy. Reviewed on: 30th June 2026

Flexible payment plan can be used anywhere

Flexible payment plan can be used anywhere Reviewed on: 30th June 2026

Very reliable and trust worthy.

Very reliable and trust worthy. Have been using PayPal since I opened my bank account when I was 15, never had any issues Reviewed on: 30th June 2026

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