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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Always there when needed

Always there when needed, af a lot of retail shops now, very handy when waiting for payday Reviewed on: 30th June 2026

PayPal is always there when I need it.

PayPal is always there when I need it. It also let's me spread the cost of larger items when money is a little tight. I can also treat myself knowing that 4 months interest free allows for an easy purchase. Their buyer insurance is also great giving peace of mind if something should go wrong Reviewed on: 30th June 2026

East to use service

PayPal credit is always available online and in the app. It’s easy to use and make payments. Account details are easily available. Reviewed on: 30th June 2026

0% interest.

0% interest. Great way to buy something and pay it off over a few months. Reviewed on: 30th June 2026

Credit is good but you can inprove app because its s...

Credit is good but you can inprove app because its slowly updating how much you already paid back Reviewed on: 30th June 2026

Yuba raj

Great job in this one I love that Reviewed on: 30th June 2026

Brilliant!

Always used paypal, very reliable and helped me many of time. Reviewed on: 30th June 2026

Excellent

Great mony service, doesn't let you down unlike other apps . Reviewed on: 30th June 2026

Excellent service different and easy way to pay

Excellent service different and easy way to pay Reviewed on: 30th June 2026

I have been using PayPal for many years now and have...

I have been using PayPal for many years now and have always found them to be a great company. I enjoy the support and protection they offer when paying by PayPal. Reviewed on: 30th June 2026

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