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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Customer service always helpful with any queries

Customer service always helpful with any queries Reviewed on: 30th June 2026

PayPal credit for the unexpected surprises!

PayPal Credit has been incredibly convenient for me. I love having the flexibility to use my PayPal Credit card for everyday things like petrol or those unexpected purchases that pop up at the worst time. The process is smooth, the repayments are clear, and it gives me peace of mind knowing I have a reliable backup when I need it. Highly recommended. Reviewed on: 30th June 2026

Its love love love

I love it it's sooo helpful i dont know what I would do without it Reviewed on: 30th June 2026

My first choice for credit

Easy and clear terms, payments and excellent value Reviewed on: 30th June 2026

Never had an issue with PayPal from the day I starte...

Never had an issue with PayPal from the day I started using it. It’s so simple to use Reviewed on: 30th June 2026

Quick and Easy

It was quick and easy to apply and the decision was instant. Reviewed on: 30th June 2026

Easy and reliable service.

Easy and reliable service. Notifications are really helpful to remind you when to repay. Reviewed on: 30th June 2026

PayPal makes it easy to online shop.

PayPal makes it easy to online shop. Like the different payment spread options Reviewed on: 30th June 2026

Great tool to spread the cost of large purchases

Great tool to spread the cost of large purchases, particularly like the 4 months free interest. Easy to use and set up payments. Can easily pay as much as you want each month. Always someone there to help if you need them. Reviewed on: 30th June 2026

Great and quick

Easy straightforward and quick. Would recommend to others Reviewed on: 30th June 2026

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