Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,114 reviews, last reviewed 10th Jun 2026
3787650% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very flexible and reliable service they provide Very flexible and reliable service they provide Reviewed on: 10th June 2026
Ayrton Donovan's avatar
Ayrton Donovan

Latest lowest rating:

1

PayPal don’t care about their customers and you will... PayPal don’t care about their customers and you will find yourself in persistent debt. It takes 10 working days for your repayments to show on your ac... Read more Reviewed on: 10th June 2026
A a's avatar
A a
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (133114)

Everything simple and easy to deal with.

5
Everything simple and easy to deal with. Alway prefer to use my PayPal for the extra security that comes with using pay. Reviewed on: 6th May 2026
DRoth's avatar
DRoth

Recommend

5
Been very easy to use. Did contact customer service and they efficient and helpful. Would definitely recommend. Reviewed on: 6th May 2026
Sophie P's avatar
Sophie P

The PayPal app is very user friendly.

5
The PayPal app is very user friendly. Reviewed on: 6th May 2026
Jamiu 's avatar
Jamiu

Great way to pay!

5
I've been wit PayPal since 2007 and have always loved the security and ease of use for online purchases.. Facility to spread payments over 3 months at no extra cost is very useful too. Reviewed on: 6th May 2026
Socket's avatar
Socket

I have used PayPal for many year's and have always h...

5
I have used PayPal for many year's and have always had excellent service and find no problems with them. Always recommend. Reviewed on: 6th May 2026
Heather E's avatar
Heather E

My Experience

4
PayPal have been very helpful and supportive when I've utilised their services. Reviewed on: 6th May 2026
Matthew B's avatar
Matthew B

Great service

5
Efficient prompt, trustworthy-everything you need Reviewed on: 6th May 2026
geoff's avatar
geoff

Safe and secure

5
Within a years I've noticed that paypal is most reliable and secure paying and controlling your money option. Loads affordable credit options . Safe transactions. Reviewed on: 6th May 2026
Joana's avatar
Joana

Its just more convenient than high street banks...

5
Its just more convenient than dealing with high street banks ... Full Stop Reviewed on: 6th May 2026
Boyd's avatar
Boyd

Used them for over 10 years.

5
Used them for 10+ years. Have never had a problem! Reviewed on: 6th May 2026
Wile's avatar
Wile

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill