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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Top drawer stuff

Rarely have I had an issue but when I have it has been resolved very quickly Reviewed on: 30th June 2026

I've just pay pal for years now, always brilliant.

I've just pay pal for years now, always brilliant.. Thank you Reviewed on: 30th June 2026

Go to app for financial transactions.

Paypal is easy to set up and use. Safer to use as i don't have to share my bank details with multiple companies. Quick and easy to send/receive money to friends and family. Can pay in 3 without any interest. Reviewed on: 30th June 2026

Costumer services

I did not have any bad experience with pay pallet.Only costumer services can be a little bit quicker. Reviewed on: 30th June 2026

Like the ease of the app and usability, great comms...

Like the ease of the app and usability, great comms and always keeping me in the loop Reviewed on: 30th June 2026

Always quick when there is a concern helpful

Always quick when there is a concern helpful Reviewed on: 30th June 2026

I have been using PayPal Credit for a number of year...

I have been using PayPal Credit for a number of years and it’s a life saver. Some months especially around Christmas when there is a lot of expense it is just so nice to know that you have this facility if you need to use it. Reviewed on: 30th June 2026

They have great customer service, and the credit lin...

They have great customer service, and the credit line is good Reviewed on: 30th June 2026

Nothing negative to say very happy with their services

Nothing negative to say very happy with their services Reviewed on: 30th June 2026

Easy to use.

Easy to use. Everything is explained simply. Easy to manage via the app. Reviewed on: 30th June 2026

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