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PayPal: PayPal Credit reviews

4.74
Based on 132,969 reviews, last reviewed 10th Jun 2026
3780850% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I like the 3 easy payment facility, which ease of a... I like the 3 easy payment facility, which ease of a payment instead paying in full, helps to get more time and without paying any interest. Make sure ... Read more Reviewed on: 10th June 2026
Ibrar H's avatar
Ibrar H

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132969)

So far I have not had any issues

5
So far I have not had any issues Reviewed on: 6th May 2026

The best option to go.

5
It was a good experience when other banking sectors offered a higher rates of interest PayPal offered a very good interest rate n the rate payment plan for me. Reviewed on: 6th May 2026

The options PayPal gives you for payments are excell...

5
The options PayPal gives you for payments are excellent. The 0% and buy now pay later options help a lot with purchases. Reviewed on: 6th May 2026

It’s always been quite easy using PayPal, never any...

5
It’s always been quite easy using PayPal, never any issue with the app or their services Reviewed on: 6th May 2026

Always easy to use.

5
Always easy to use. Customer service are helpful. Never had a problem Reviewed on: 6th May 2026

Difficult to talk to anyone or actually get answers...

2
Difficult to talk to anyone or actually get answers to questions. Reviewed on: 6th May 2026

They are always quick to help when a problem occurs,...

5
They are always quick to help when a problem occurs, fast service and good service as well ! Reviewed on: 6th May 2026

Never had an issues excellent service always sorts a...

5
Never had an issues excellent service always sorts an issues with suppliers. Reviewed on: 6th May 2026

Great provider for financial support

5
Great provider for financial support Reviewed on: 6th May 2026

I feel safe when paying and using and the site-is ea...

5
I feel safe when paying and using and the site-is easy to navigate . If you have any queries the customer service are easy to contact and i find the service very useful and there are different payment options available Reviewed on: 6th May 2026

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