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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

I’ve always like them and as well with their custome...

I’ve always like them and as well with their customer services Reviewed on: 30th June 2026

Sometimes using PayPal credit,its helpfull if need b...

Sometimes using PayPal credit,its helpfull if need big spending Reviewed on: 30th June 2026

Easy and quick to use.

Easy and quick to use. Pay monthly. Credit. Money safety Reviewed on: 30th June 2026

easy, quick and transparent

easy, quick and transparent information regarding costs. Reviewed on: 30th June 2026

PayPal is very easy to use and value for money.

PayPal is very easy to use and value for money. It's handy to have to help with paying for things. They are very friendly and helpful when you need them. Reviewed on: 30th June 2026

PayPal is very reliable and safe to use.

PayPal is very reliable and safe to use. Using paying in 3 is fantastic when you need something and can't pay it all on that day, especially when your wages aren't in yet and you really need to buy that special something. I would definitely recommend using PayPal as if you have any problems with your transactions, PayPal is there to help you Reviewed on: 30th June 2026

very helpful when needing things before payday and a...

very helpful when needing things before payday and always flexible paying it back Reviewed on: 30th June 2026

I've been using paypal credit for years and have lov...

I've been using paypal credit for years and have loved the service and simplicity of use. Completely transparent and easy to understand. Reviewed on: 30th June 2026

Best payment method

I have had several bad/scams transactions and PayPal have been absolutely brilliant in getting the money back. They also have the pay in 3 options which is very good if you want to split the costs. I set up a direct debit for a really high amount once and PayPal sorted the problem out very quick. It’s so easy to navigate the app and it’s my favourite payment method. Reviewed on: 30th June 2026

Very good company.

Very good company. App is simple to use Reviewed on: 30th June 2026

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