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PayPal: PayPal Credit reviews

4.74
Based on 132,805 reviews, last reviewed 10th Jun 2026
3773500% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy simple safe Easy simple safe I love it and recommend my friends to try it Reviewed on: 10th June 2026
DIPENDRA 's avatar
DIPENDRA

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132805)

Simple to use and never hand any issues.

5
Simple to use and never hand any issues. Reviewed on: 6th May 2026

Easy to use brilliant customer service

5
Easy to use brilliant customer service Reviewed on: 6th May 2026

I’ve had a consistently positive experience using Pa...

5
I’ve had a consistently positive experience using PayPal. The platform is incredibly easy to use, whether I’m sending money to friends, paying for online purchases, or managing transactions for work. Payments are processed quickly, and I appreciate the added layer of security that helps protect my financial information. One of the standout features for me is how widely accepted PayPal is—it makes online shopping and international payments much more convenient. I also find the interface intuitive, with everything clearly laid out so I can track my activity without any hassle. Customer support has been helpful when I’ve needed assistance, and overall, the service feels reliable and trustworthy. PayPal has made managing payments simple and stress-free, and I’d definitely recommend it to others looking for a secure and convenient payment solution. Reviewed on: 6th May 2026

Easy to understand as I am not great with technology...

5
Easy to understand as I am not great with technology Reviewed on: 6th May 2026

Always there when needed and 0% interest over three...

5
Always there when needed and 0% interest over three months perfect Reviewed on: 6th May 2026

Excellent experience.

5
Excellent experience. Feel safe using paypall and it helps spreading cost Reviewed on: 6th May 2026

Best customer service.

5
Best customer service. I have spoken to them several times and they resolved my complaint very quickly Reviewed on: 6th May 2026

Paypal Credit to them

5
It's very reliable and used by so many retailers it's always available. The app is clear and gives me the right information to help me manage my money. All good from me and everyone else I know that uses it. Reviewed on: 6th May 2026

I used PayPal credit for a big purchase

5
I used PayPal credit for a big purchase and they made it very simple. The terms of the agreement were very good and I was supported throughout the whole application. The customer service i received was second to none! Reviewed on: 6th May 2026

ease of use and very useful product comes in handy w...

4
ease of use and very useful product comes in handy with spreading cost of purchase. Reviewed on: 6th May 2026

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