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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Just a great seamless payment option.

Just a great seamless payment option. Ease of use. App clear to use. Good communication. Reviewed on: 30th June 2026

PayPal is helpful and courteous

PayPal is helpful and courteous and easy to reach Reviewed on: 30th June 2026

Always there if I need it, not too expensive

Always there if I need it, not too expensive like some, but I try to pay off as soon as I can Reviewed on: 30th June 2026

Its a good thing in place to help people.

Its a good thing to help people.break down costs without incurring interest given a good time frame to pay it back also. Reviewed on: 30th June 2026

It was easy to set up and use.

It was easy to set up and use. Can add to your digital wallet too which is a nice feature Reviewed on: 30th June 2026

Easy to use

I've been approved and using my paypal credit whenever needed. Easy to use- easy to make payments Reviewed on: 30th June 2026

PayPal is the best of the best

PayPal is the best because I was denied payment for 3hours with my credit card because I didn't have my phone to validate it so PayPal in one click accept it and save me that day at the airport Reviewed on: 30th June 2026

PAYPAL TAKES THE WORK OUT OF PAYMENTS BY DOING THE W...

PAYPAL TAKES THE WORK OUT OF PAYMENTS BY DOING THE WORK FOR YOU Reviewed on: 30th June 2026

PayPal credit has been amazing.

PayPal credit has been amazing. It’s enabled me to make large purchases but spreading the cost. If it were not for this option I would not have been able to purchase the things I needed! Reviewed on: 30th June 2026

Very easy to use and handy when needed especially fo...

Very easy to use and handy when needed especially for online payments. Everything is clear, transparent and easy to understand. Have used Paypal Credit for quite a few years and had no issues throughout. Reviewed on: 30th June 2026

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