Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,674 reviews, last reviewed 10th Jun 2026
3767950% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent services. Excellent services.and secure platform Reviewed on: 10th June 2026
Irfan R's avatar
Irfan R

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (132674)

Never had a problem with PayPal and I have used them...

5
Never had a problem with PayPal and I have used them for years. Very reliable Reviewed on: 6th May 2026
Jenny P's avatar
Jenny P

Brilliant

5
Easy to use & peace of mind at all times. Reviewed on: 6th May 2026
Reg A's avatar
Reg A

Excellent and reliable service

5
I used PayPal Credit for some time and had a very positive experience overall. It was easy to use, convenient, and gave me great flexibility when managing my purchases. The application process was simple, and everything worked smoothly throughout the time I used it. I always found it clear and straightforward to keep track of my payments. I have now closed my account, but I can honestly say I was very satisfied with the service and would recommend it to others looking for a flexible and reliable payment option. Reviewed on: 6th May 2026
Kaya's avatar
Kaya

Life is hard but PayPal Credit isn’t

5
Life is hard. My plants are dying, my emails are multiplying, and I still don’t understand taxes. But you know what isn’t hard? Using PayPal Credit. Honestly, it’s so easy it feels suspicious. Like… should something this convenient come with dramatic background music? Because one minute I’m debating whether I need something, and the next minute—boom—done. No stress, no faff, no “let me just find my card while I panic.” It’s basically the friend who says, “I’ve got this,” while the rest of your life is on fire. Would I recommend it? Absolutely. It won’t fix your sleep schedule, your inbox, or your questionable life choices… but at least checking out online will feel like you’ve got something under control. And in this economy? That’s a win. Reviewed on: 6th May 2026
Vespa's avatar
Vespa

Really easy to use and convenient

5
Really easy to use and convenient Reviewed on: 6th May 2026
chris l's avatar
chris l

Very easy to deal with them, if there is a issue alw...

5
Very easy to deal with them, if there is a issue always dealt with straight away! Reviewed on: 6th May 2026
Louise G's avatar
Louise G

Constantly good and easy to use, feels safer than us...

5
Constantly good and easy to use, feels safer than using a banking app Reviewed on: 6th May 2026
Chris Gilbert's avatar
Chris Gilbert

Everything was clear and simple to use.

5
For me everything was clear and simple to use. I knew what I was expecting to pay and when. Reviewed on: 6th May 2026
Damien R's avatar
Damien R

From customer service to everything else all is bril...

5
From customer service to everything else all is brilliant Reviewed on: 6th May 2026
Rey M's avatar
Rey M

Making spending more rewarding.

5
Making spending more rewarding. I am enjoying collecting the points with Paypal plus, it makes a mundane task fun. Reviewed on: 6th May 2026
D15364's avatar
D15364

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill