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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (111379 reviews)

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4.90

Based on 111,379 reviews, last reviewed 20th May 2026

2791700% increase in 5 star reviews

in the past 90 days

8200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is so easy. PayPal is so easy to use and good way to use during shopping as give you few options to choose. Reviewed on: 20th May 2026

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111379)

Easy to use!

Easy to use! love the pay in 3 option spreads the cost with ease. Very helpful with issues and insurance when fraud occurs. Reviewed on: 19th April 2026

Having been offered an incentive I used PayPal credi...

Having been offered an incentive I used PayPal credit to purchase a large item of value. I paid back the credited amount over a period of time. My only issue is not finding it easy to create a bank account to repay the credit directly from my bank. Reviewed on: 19th April 2026

I’m using PayPal credit for most of my big transacti...

I’m using PayPal credit for most of my big transactions Reviewed on: 19th April 2026

Great way to spread the cost of large purchases

Great way to spread the cost of large purchases Reviewed on: 19th April 2026

Very useful to have the credit available.

Very useful to have the credit available. Reviewed on: 19th April 2026

Paypal provides the simplest fastest and most secure...

Paypal provides the simplest fastest and most secure transactions. If there ever was a difficult situation (like a scam seller) PayPal always resolved my issues within days with excellent communication and explanation of each step of the refund process. I’m highly enjoying it. Reviewed on: 19th April 2026

very good service experience and I used most of the...

very good service experience and I used most of the time Reviewed on: 19th April 2026

Love PayPal

Love PayPal.So easy to pay with it and it’s available nearly in every website.Easy to use and great service.Money is also save like in bank.Would recommend it to anyone Reviewed on: 19th April 2026

PayPal were fantastic in helping me transfer my refu...

PayPal were fantastic in helping me transfer my refunded airfare from my PayPal credit account to my PayPal account in order to be able to withdraw the money. Reviewed on: 19th April 2026

PayPal the best

The best and safest thing u did is PayPal Reviewed on: 19th April 2026

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