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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 111,355 reviews, last reviewed 20th May 2026
2790500% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It has become my preferred credit company as 4 month... It has become my preferred credit company as 4 months is the perfect period to pay back at 0 percent. Another company I have used for over 40 years is... Read more Reviewed on: 20th May 2026
Jamie F's avatar
Jamie F

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026
Khadro 's avatar
Khadro
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (111355)

I have never had a problem

5
I have never had a problem, with PayPal, the team are always there to help with any issues, always helpful and productive. The credit system is easy to use, and is so helpful especially when you need to Christmas or Birthday presents as well as alot of day to day items. Reviewed on: 19th April 2026
Trevor H's avatar
Trevor H

Easy to use, never had a bad experience and have bee...

5
Easy to use, never had a bad experience and have been using it for a couple of years. Great if you want a hassle free way of splitting payments. You can pay by direct debit or when you get the reminder. Reviewed on: 19th April 2026
Claire A's avatar
Claire A

The best payments services and phone application

5
Very easy to use. I love the payment in three months without interest. Also, i love the possibility to pay nig purchases on 12 monthly instalments without interest. The phone application is amazing! Reviewed on: 19th April 2026
Iskra N's avatar
Iskra N

So easy to use best way of paying for your...

5
So easy to use best way of paying for your items Reviewed on: 19th April 2026
Craig M's avatar
Craig M

Pay pal is easy reliable and secure I have it in my...

5
Pay pal is easy reliable and secure I have it in my wallet on my phone for fast access.it is accepted by most retailers.i would recommend it to others Reviewed on: 19th April 2026
lynn's avatar
lynn

The pay pal credit limit doesn’t go up qwick enough...

5
The pay pal credit limit doesn’t go up qwick enough Reviewed on: 19th April 2026
Paul o's avatar
Paul o

The best!

5
The best! Love it! Very convenient to use on my phone’s wallet app. Widely accepted everywhere. Reviewed on: 19th April 2026
Ski's avatar
Ski

Great way to pay.

5
Super convenient way of spreading the load ,paying over time for the things you want or need. Its also a secure way of payment giving you confidence that your purchase will be on its way to you ASAP. Reviewed on: 19th April 2026
jason f's avatar
jason f

Paypal covers all my needs.

5
Paypal covers all my needs. Easy and convenient to use Reviewed on: 19th April 2026
William J's avatar
William J

Had a problem transaction customer service couldn’t...

5
Had a problem transaction customer service couldn’t have been any more helpful sorted very quick Reviewed on: 19th April 2026
Mark's avatar
Mark

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