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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181121)

Great service

5
Great service easy to use and helps slots in my life Reviewed on: 30th June 2026

So far so good!

5
So far so good. Apatía there when I needed their help. Reviewed on: 30th June 2026

So far so good we will see iff that changes when thi...

5
So far so good we will see iff that changes when things go wrong Reviewed on: 30th June 2026

Easy to use and very easy to set up

5
Easy to use and very easy to set up Reviewed on: 30th June 2026

Always very efficient and safe to use.

5
Always very efficient and safe to use. The costumer service is excellnet and always ready to help. Reviewed on: 30th June 2026

I have used PayPal for years and if I have any probl...

5
I have used PayPal for years and if I have any problems they are always on hand to help! Reviewed on: 30th June 2026

Gives you spending power, no waiting for pay day lik...

5
Gives you spending power, no waiting for pay day like pay in 3. Never miss it Reviewed on: 30th June 2026

READY AND EASY TO ACCESS.

4
READY AND EASY TO ACCESS. This is a good way to extend your money to purchase essential items but you must not default and pay on time and the required amount to clear the debt within the prescribed time frame. Reviewed on: 30th June 2026

Best thing I did

5
Easy app very handy great to use Reviewed on: 30th June 2026

Very easy and seamless experience.

5
Very easy and seamless experience. Would 100% recommend and it’s easy to repay as well. Reviewed on: 30th June 2026

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