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PayPal: PayPal Credit reviews

4.90
Based on 111,328 reviews, last reviewed 20th May 2026
2789300% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always good experience so easy to use Always good experience so easy to use Reviewed on: 20th May 2026
Andrew F's avatar
Andrew F

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026
Khadro 's avatar
Khadro

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (111328)

Great customer service

5
Always had very good customer service. Reviewed on: 19th April 2026

I use PayPal for the majority of purchases I make on...

5
I use PayPal for the majority of purchases I make online as I feel it offers security and also excellent value now I am using the PayPal debit card too. Reviewed on: 19th April 2026

I love PayPal, have been excellent!

5
I love PayPal, had an error on my account and they rectified it straight away. Also I love the new points system they have developed and that you can flex your purchases over a certain amount . Reviewed on: 19th April 2026

its best.

5
its best.i like it soo much.helped on alot. Reviewed on: 19th April 2026

Friend for any time

5
An excellent experience. I am pleased to use your services. Reviewed on: 19th April 2026

Easy to use....the best app good experience

5
Very good,goodexperience,easy to Reviewed on: 19th April 2026

Convenient and Flexible Way to Pay

5
I’ve had a really positive experience using PayPal Credit. It made it much easier to spread the cost of a larger purchase without stressing my budget all at once. The application process was quick, and I like how seamlessly it works during checkout. Managing payments is straightforward, and I appreciate the flexibility it offers. As long as you stay on top of your payments, it’s a very useful option. Reviewed on: 19th April 2026

Good service . Fantastic

5
Good service . Fantastic job . Super helpful and very informative Reviewed on: 19th April 2026

Easy to use

5
Very easy to work with, quick solution Reviewed on: 19th April 2026

As a long time user I have enjoyed the use of PayPal...

5
As a long time user I have enjoyed the use of PayPal 23 years so far, maybe many more!! Always helpful when needed. Honest and reliable service and advice. Reviewed on: 19th April 2026

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