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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181122 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181122)

Swift response to customer requests and efficient a...

Swift response to customer requests and efficient app for services Reviewed on: 30th June 2026

Great customer service

Easy to speak to, always on hand to help with issues with purchases. Can't fault pay pal Guaranteed security Reviewed on: 30th June 2026

Does what it says, convenient and easy to use

Does what it says, convenient and easy to use Reviewed on: 30th June 2026

Always there when you need it.

Always there when you need it. Delay or oay on the spot, perfect at any time. Reviewed on: 30th June 2026

I’ll always could rely on the service when needed an...

I’ll always could rely on the service when needed and I’ve never had problems Reviewed on: 30th June 2026

Excellent way to pay, and it’s safe

I have used this type of payment for years and have always found it the best way to pay Reviewed on: 30th June 2026

Best Pal,

No Problems With This Service Quick Payments To Sellers, Quick Transfer To Your Bank, Staff Are Very Friendly And Helpful On Line And Phone, I Would Recommend This Way Of Secure Payment. Reviewed on: 30th June 2026

It is very easy and quick to use PayPal

It is very easy and quick to use PayPal Reviewed on: 30th June 2026

It is awsome to have facilities like pay in 4 easy i...

It is awsome to have facilities like pay in 4 easy installments interest free. In addition to it is safe and convenient thus far. Reviewed on: 30th June 2026

Flexible and easy to use

I've found PayPal Credit to be a convenient way to spread the cost of purchases when needed. The application process was straightforward and it's integrated seamlessly with PayPal, making checkout simple. The app clearly shows my balance and payment dates. The only downside is that it's important to keep track of promotional offers and ensure the balance is paid before interest applies. Overall, it's been a useful credit option for managing larger purchases. Reviewed on: 30th June 2026

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