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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 111,286 reviews, last reviewed 20th May 2026
2787350% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth transactions and always good to know PayPal h... Smooth transactions and always good to know PayPal has got our back Reviewed on: 20th May 2026
Justin H's avatar
Justin H

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026
Khadro 's avatar
Khadro
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111286)

Reliable and efficient.

5
Reliable and efficient. I always have resolved the problems or purchases made using with PayPal credit. Never had any problem or delay Reviewed on: 19th April 2026
Valentin Arfire's avatar
Valentin Arfire

Really happy

5
Easy to use and great options to pay for things. Used PayPal for years.. love it Reviewed on: 19th April 2026
Daniel 's avatar
Daniel

Excellent the way PayPal services

5
Excellent the way PayPal services Reviewed on: 19th April 2026
Shayesta 's avatar
Shayesta

It’s so good!

5
It’s so good!! Helps everytime I order something super simple and easy Reviewed on: 19th April 2026
Frank's avatar
Frank

Very handy to have for larger purchases.

5
Very handy to have for larger purchases. Nice to be able to spread the cost over a few months. Reviewed on: 19th April 2026
paulb's avatar
paulb

Right guys PayPal credit it good very helpful when u...

5
Right guys PayPal credit it good very helpful when u needed..highly recommend Reviewed on: 19th April 2026
Alexander Ampiah 's avatar
Alexander Ampiah

Complicated and unexpected fees deduction

2
Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E

A very happy customer indeed

5
I really like the promotional offer. - an extremely useful feature:. Having physical card now is also a great improvement. The fact there was not a card previously was my only criticism to date. The app itself is very easy to navigate. Have recommended Paypal Credit to family, close friends and colleagues.. have not needed to use their customer service really and that is why I graded it as Good rather than Excellent. A very happy customer indeed. Reviewed on: 19th April 2026
Alex's avatar
Alex

I've had good experiences with paypal.

5
I've had good experiences with paypal. Reviewed on: 19th April 2026
SB's avatar
SB

I love this app is very easy to use

5
I love this app is very easy to use Reviewed on: 19th April 2026
Eduard v's avatar
Eduard v

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