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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 111,266 reviews, last reviewed 20th May 2026
2786550% increase in 5 star reviews
in the past 90 days
8150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome customer service, super easy to use and pay... Awesome customer service, super easy to use and pay back. I can’t recommend it enough! Reviewed on: 20th May 2026
Elaine's avatar
Elaine

Latest lowest rating:

1

The app doesn't always update and you get calls all... The app doesn't always update and you get calls all the time for irrelevant things Reviewed on: 20th May 2026
Hana's avatar
Hana
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (111266)

Makes living easier!

5
Makes living easier! Fits in easily with all practical and Unpractical purchases. Easy to stay on top of my spending. Reviewed on: 19th April 2026
KlyP's avatar
KlyP

PayPal is very sufficient your guaranteed value for...

5
PayPal is very sufficient your guaranteed value for money with there services. Reviewed on: 19th April 2026
Grace K's avatar
Grace K

Best online payment system, now even physical cards

4
Best online payment system, now even physical cards Reviewed on: 19th April 2026
Guru Sheikh 's avatar
Guru Sheikh

I’m happy with PayPal and PayPal credit it’s so easy...

5
I’m happy with PayPal and PayPal credit it’s so easy to use so I have time to pay back very happy customer. Reviewed on: 19th April 2026
Monwara K's avatar
Monwara K

Very easy and secure to use.

5
Very easy and secure to use. It’s really simple to use PayPal for shopping online Reviewed on: 19th April 2026
Rocky's avatar
Rocky

Exclusively PayPal Online Shopping for me.

5
I use PayPal exclusively for online shopping. It is fast secure and very affordable with their Pay In Three option. I can shop when I see something I want, then complete the payments (Paid in Full) as soon as I can afford to. I make early payments for which there is no penalty as I don't like debt. I also opened the credit fund, which I have never needed to use thankfully. Its nice to know its there. Safe Affordable Shopping... my SAS, sure whats not to Love? Reviewed on: 19th April 2026
MC's avatar
MC

Too expensive to borrow.

5
The interest rates are way too high. Reviewed on: 19th April 2026
Mihaela VR's avatar
Mihaela VR

old customer, very usefull, good to buy online.

4
old customer, very usefull, good to buy online. Reviewed on: 19th April 2026
Robson Biazatti's avatar
Robson Biazatti

Best retail finance provider

5
The Paypal is the Best retail finance provider Reviewed on: 19th April 2026
Ali Amerizadeh's avatar
Ali Amerizadeh

Effective and efficient service,I also get 0% intere...

5
Effective and efficient service,I also get 0% interest for 4 months Reviewed on: 19th April 2026
Sharron E's avatar
Sharron E

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