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PayPal: PayPal Credit reviews

4.73
Based on 181,122 reviews, last reviewed 15th Aug 2026
21% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181122)

Brilliant services

5
Brilliant services. The buy now pay later give some many freedom Reviewed on: 30th June 2026

paypal credit is great!

5
paypal credit is great! love yall Reviewed on: 30th June 2026

Great services very easy to use ive been using for a...

5
Great services very easy to use ive been using for a while now and it makes purchases easier Reviewed on: 30th June 2026

buyer protection assured

5
I love the buyer protection you get Reviewed on: 30th June 2026

Great for fast checkout.

5
Great for fast checkout. Easy to use Reviewed on: 30th June 2026

paypal is a joy to use

5
Never been difficult to use, always reliable Reviewed on: 30th June 2026

I had a query and I waited about five mins on the ph...

5
I had a query and I waited about five mins on the phone which is very good as this is a global company answered my query to first class always lovely people on the other end always happy to help Reviewed on: 30th June 2026

PayPal & PayPal credit.

5
PayPal & PayPal credit. I have used both now for a while, I have a decent credit limit on it and feel comfortable to use it. I’ve always received good customer service, quick payment transfers and very good security Reviewed on: 30th June 2026

Amazing and fast service!

5
I have just recently found out about PayPal credit. I was very impressed with transparent information, it helped me to split the costs of my dream purchases! Highly recommend! Reviewed on: 30th June 2026

Easy access, good advice and flexibility., excellent...

5
Easy access, good advice and flexibility, excellent customer service, rewarding, excellent paying options for example dividing payments to be paid in 3 months payment plan.Great warnings for not over spending beyond what one can afford and they also give financial advice options and accounts security is great . Reviewed on: 30th June 2026

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