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PayPal: PayPal Credit reviews

4.90
Based on 111,248 reviews, last reviewed 20th May 2026
2785650% increase in 5 star reviews
in the past 90 days
8150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always been very easy to use. Always been very easy to use. I like that there are different options of finance available Reviewed on: 20th May 2026
Grant G's avatar
Grant G

Latest lowest rating:

1

The app doesn't always update and you get calls all... The app doesn't always update and you get calls all the time for irrelevant things Reviewed on: 20th May 2026
Hana's avatar
Hana

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111248)

Best retail finance provider

5
The Paypal is the Best retail finance provider Reviewed on: 19th April 2026

Effective and efficient service,I also get 0% intere...

5
Effective and efficient service,I also get 0% interest for 4 months Reviewed on: 19th April 2026

excellent easy to use brilliant Good to...

5
excellent easy to use brilliant Good to use Reviewed on: 19th April 2026

Simplicity and flexibility

5
Easy and simple to use , statements are clear to understand and is very flexible with splitting payment . Reviewed on: 19th April 2026

Convenient

5
Convenient and provide options to pay longer interest free Reviewed on: 19th April 2026

PayPal is the most trusted method of payment

5
PayPal is the most trusted method of payment Reviewed on: 19th April 2026

Really helpful for cash flow

5
The 4 months 0% credit is really helpful, as it allows me to buy and sell, so I can make a profit and clear the debt before I pay any interest. Reviewed on: 19th April 2026

All ok and work properly.

4
All ok and work properly. Currency ekschenge is wery bed Reviewed on: 19th April 2026

PayPal easy to use

5
PayPal easy to use straight forward and uncomplicated Reviewed on: 19th April 2026

Have been using PayPal for many years now, never had...

5
Have been using PayPal for many years now, never had an issue. Services and offers are really good. Reviewed on: 19th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review