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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 111,199 reviews, last reviewed 20th May 2026
2783600% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing! Amazing! Used PayPal for years and always stellar Reviewed on: 20th May 2026
dani 's avatar
dani

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (111199)

Very easy and convenient to use.

5
Very easy and convenient to use. No hassle when you are using the app. it is also an easy payment method when you checkout on an online website Reviewed on: 19th April 2026
KENNYYEB 's avatar
KENNYYEB

Insights

4
Credit works well, interest is too high. But have made payments continually and will probably continue to use it. Better offers would be good. Also free Palestine!! PayPal’s stance on the genocide is extremely disappointing and needs actively addressed. Knowing that PayPal stood against ethnic cleansing would definitely make me use it more and recommend it much more! But unfortunately I cannot say that it does Reviewed on: 19th April 2026
S K's avatar
S K

So safe and more comfortable to using the app than...

5
So safe and more comfortable to using the app than Reviewed on: 19th April 2026
Morian a's avatar
Morian a

Very easy to use, make payments.

5
Very easy to use, make payments. Reviewed on: 19th April 2026
Janis B's avatar
Janis B

Paypal credit

5
Paypal credit has empowered me to be able to male purchases i wouldnt normally be able to afford at the time but is great for repayments Reviewed on: 19th April 2026
Robbie W's avatar
Robbie W

Paypal CREDIT The Best

5
Paypal CREDIT is so easy to work with no hidden fees! What more can i say. What you see is what you get.excellent customer services and great rates. Always used paypal for most of my transactions Reviewed on: 19th April 2026
Gino Antonio's avatar
Gino Antonio

Great way to buy something you need pay over 4 month...

5
Great way to buy something you need pay over 4 months, easy to do Reviewed on: 19th April 2026
Debbie H's avatar
Debbie H

PayPal is my go to

5
I try and use PayPal for everything, it is so easy to use and straightforward. Reviewed on: 19th April 2026
Kate D's avatar
Kate D

So easy to use, PayPal is safe, secure and reliable

5
So easy to use, PayPal is safe, secure and reliable Reviewed on: 19th April 2026
Andrew D's avatar
Andrew D

Easy and safe way to pay, refunds on credit are inst...

5
Easy and safe way to pay, refunds on credit are instant that is kind of good considering other credit services Reviewed on: 19th April 2026
Abilash m's avatar
Abilash m

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