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PayPal: PayPal Credit reviews

4.73
Based on 181,122 reviews, last reviewed 15th Aug 2026
21% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181122)

Great service and products, never had any issues and...

5
Great service and products, never had any issues and known its reliable. Reviewed on: 30th June 2026

Super Credit Card!

5
Brilliant features and benefits, my favourite been the 0% on purchases over £100! Reviewed on: 30th June 2026

Neaw i dont like it, i dont like any of...

4
Neaw i dont like it, i dont like any of these Reviewed on: 30th June 2026

Excellent

5
Excellent service fast and efficient and very informative all good Reviewed on: 30th June 2026

my paypal

5
easy to use and very responsive to any qweeries very good well done. Reviewed on: 30th June 2026

Issues are always handled immediately.

5
Issues are always handled immediately. Transactions are uncomplicated and straightforward. Reviewed on: 30th June 2026

PayPal credit - a great product.

5
PayPal credit has been such a great product. It has enabled me to make purchases safely and affordably. Customer support has always been excellent Reviewed on: 30th June 2026

Wonderfull.

4
Wonderfull.i.am not more stress to make a purchasse abroad Reviewed on: 30th June 2026

User friendly all customer always ready to help plen...

5
User friendly all customer always ready to help plenty of updates spending etc Reviewed on: 30th June 2026

Great facility

5
I use the pay in 3 or 4 month interest free credit facility to help me purchase expensive items. This is an invaluable facility I have had no issues with Reviewed on: 30th June 2026

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