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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 111,158 reviews, last reviewed 20th May 2026
2781700% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel safer buying and paying with PayPal I feel safer buying and paying with PayPal Reviewed on: 20th May 2026
Henny F's avatar
Henny F

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (111158)

Easy to use credit for online purchases but best of...

5
Easy to use credit for online purchases but best of all four months interest free to pay over time. Reviewed on: 18th April 2026
Valerie K's avatar
Valerie K

Over the years, PayPal has been very helpful allowin...

5
Over the years, PayPal has been very helpful allowing me to spread purchase payments using PayPal credit with zero interest for 4 month or splitting payments into 3. Major work needed around my house have been made possible by PayPal, PayPal worked for me. Reviewed on: 18th April 2026
Don B's avatar
Don B

PayPal is an easy convenient way to pay, the take 3...

5
PayPal is an easy convenient way to pay, the take 3 allows you to spread the cost for payments increasing affordability on purchases Reviewed on: 18th April 2026
Guy W's avatar
Guy W

Easy to handle and low APR and has an amazing interf...

5
Easy to handle and low APR and has an amazing interface Reviewed on: 18th April 2026
Kevin l's avatar
Kevin l

Fast & convenient send/receive money in seconds.

5
Fast & convenient – send/receive money in seconds. Widely accepted – works on loads of websites and marketplaces. Buyer protection – if you get scammed buying something, you can get refunded. Reviewed on: 18th April 2026
Vinod Wijesekara's avatar
Vinod Wijesekara

I have good experience with PayPal and also provide...

5
I have good experience with PayPal and also provide simple and easy steps to any types of service. Reviewed on: 18th April 2026
Dhaval's avatar
Dhaval

HAPPY USER OF PAY PAL ....

5
Had an isssue with a purchase not been delivered after going back and forth with the seller with no luck , Pay pal sorted it within days and happy to say got my refund . Also pay pal credit is good interest not too bad . Reviewed on: 18th April 2026
Heulwen D's avatar
Heulwen D

I love the flexibility of PayPal, also easy to use.

5
I love the flexibility of PayPal, also easy to use. Reviewed on: 18th April 2026
Sharon Greenworld's avatar
Sharon Greenworld

Its so easy to use want to buy online it all done i...

5
Its so easy to use want to buy online it all done in 2 steps Reviewed on: 18th April 2026
Richard D's avatar
Richard D

I love that I can use it almost everywhere.

5
I love that I can use it almost everywhere. Reviewed on: 18th April 2026
Gabriel M's avatar
Gabriel M

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