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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181122 reviews)

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4.73

Based on 181,122 reviews, last reviewed 15th Aug 2026

21% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181122)

Stress free purchase

It has helped me purchase things I need with less stress involved Reviewed on: 30th June 2026

Ease of use and integration with retailers

Ease of use and integration with retailers Reviewed on: 30th June 2026

Paypal is the best thing ever its can pa...

Paypal is the best thing ever its brilliant u can pay 3 times or Paypal credit. Its a very good idea thank you Reviewed on: 30th June 2026

Good, had issues in the past but largely seems resol...

Good, had issues in the past but largely seems resolved. Reviewed on: 30th June 2026

Always easy to avail when required

Always easy to avail when required Reviewed on: 30th June 2026

Happy customer

Excellent products offered ie pay in 3, 0% over 4 months and also the new debit and credit cards. The new cards also give you more freedom to shop not only online but also in high street shops Reviewed on: 30th June 2026

I haven't had a bad experience ever been using paypa...

I haven't had a bad experience ever been using paypal since day one and I will continue to use it Reviewed on: 30th June 2026

Excellent service, Paypal credit has made things so...

Excellent service, Paypal credit has made things so much easier for me, no complaints Reviewed on: 30th June 2026

It comes in handy with impromptu purchases and I app...

It comes in handy with impromptu purchases and I appreciate it’s an easily accessible option with most retailers. I do wish the repayment process was more flexible Reviewed on: 30th June 2026

Good for financial stability

Good for financial stability but still not sure of the calculations fir interest and repayment. Reviewed on: 30th June 2026

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